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46 Montego Ct, Coronado, CA 92118 Property Records

San Diego County property record for 46 Montego Ct, Coronado, CA 92118

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,471 sqft · built 1982
Lot Size3.92 acres (171,164 sqft)
Owner2 Individual Names on Record
Last Sale$1,040,000 (Mar 2026)
Tax Bill$8,458 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN615-063-20-46

Property Details

APN / Parcel Number

Primary APN615-063-20-46

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,471 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleCondo/Apartment
Lot Area171,164 sqft
View / LotBay

Location & Zoning

Street Address46 MONTEGO CT
CityCORONADO
StateCA
Zip92118-3246
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionLOT 1 US 46PER DOC81-084016&UND INT IN TR 007911
Legal SubdivisionMONTEGO BAY CLUB
Legal Tract007911
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract10601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23021 VIA SAN JUAN, MISSION VIEJO, CA 92691-2001
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 31, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2026 · Amount on Record
Deed SaleMar 10, 2026 · Amount on Record
Prior SaleNov 9, 2016 · Amount on Record
Deed Document Number202665735
Prior Transfer DateApr 6, 2017
Prior Transfer Doc0000499328
Record UpdatedOct 29, 2026

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 10, 2026
Property Address46 MONTEGO CT, CORONADO, CA 92118-3246
Document Number0000065735
Map ReferenceMAP 7911
Instrument DateFeb 12, 2026
Instrument2026-0065735
Transaction TypeTransfer
Record UpdatedMar 18, 2026
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23021 VIA SAN JUAN, MISSION VIEJO, CA 92691-2001
InvestorPossibly a Property Investor

Mortgage

Document Number0000065736
DateMar 10, 2026
Instrument2026-0065736
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 31, 2020
Property Address46 MONTEGO CT, CORONADO, CA 92118-3246
Document Number0000499328
Instrument DateApr 6, 2017
Instrument499328
Transaction TypeTransfer
Record UpdatedSep 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address355 CANYON RIDGE DR BONITA CA 919024261, BONITA, CA 91902-4261

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCoronado City
Unified School DistrictCoronado Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$768,278 (+2%) Land $473,516 Building $294,762
2025$8,458.00 (+2.29%)$753,215 (+4.04%) Land $464,232 Building $288,983
2024$8,269.00 (+1.57%)
2023$8,141.00 (+1.86%)$723,968 Land $446,206 Building $277,762
2022$7,992.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims4 (1993–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimApr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-AM WATER CORONADO
private · serves 106,000 people · EPA ID CA3710001
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks.

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