43 Montego Ct, Coronado, CA 92118 Property Records

San Diego County property record for 43 Montego Ct, Coronado, CA 92118

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,501 sqft · built 1982
Lot Size	3.92 acres (171,164 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Aug 2026)
Tax Bill	$5,034 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`615-063-20-43`

Property Details

APN / Parcel Number

Primary APN	`615-063-20-43`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,501 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Lot Area	171,164 sqft
View / Lot	Bay

Location & Zoning

Street Address	43 MONTEGO CT
City	CORONADO
State	CA
Zip	92118-3246
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 43PER DOC81-084016&UND INT IN TR 007911
Legal Subdivision	MONTEGO BAY CLUB
Legal Tract	007911
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	10601

Owner

Source: San Diego County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3416 COOPER ST, SAN DIEGO, CA 92104-5212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 12, 2026	Affidavit of Death of Trustee, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	May 4, 1998 · Amount on Record
Deed Document Number	2026233446
Prior Transfer Date	Dec 31, 1993
Prior Transfer Doc	0000004264
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2026
Property Address	43 MONTEGO CT, CORONADO, CA 92118-3246
Document Number	0000233446
Instrument Date	Aug 6, 2026
Instrument	2026233446
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 COOPER ST, SAN DIEGO, CA 92104-5212

Mortgage

Document Number	0000233447,
Date	Aug 10, 2026
Instrument	2026233447

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2026
Property Address	43 MONTEGO CT, CORONADO, CA 92118-3246
Document Number	0000235750
Instrument Date	Aug 5, 2026
Instrument	2026235750
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	43 MONTEGO CT, CORONADO, CA 92118-3246

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,792 (+2%) Land $231,014 Building $212,778
2025	$5,034.00 (+3.79%) Homeowner's exemption	$435,091 (+4.04%) Land $226,485 Building $208,606
2023	$4,850.00 (+1.83%) Homeowner's exemption	$418,198 Land $217,692 Building $200,506
2022	$4,763.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1993–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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