San Diego County property record for 39 Montego Ct, Coronado, CA 92118
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,501 sqft · built 1982 |
| Lot Size | 3.92 acres (171,164 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (May 2013) |
| Tax Bill | $7,715 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 615-063-20-39 |
| Primary APN | 615-063-20-39 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,501 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Lot Area | 171,164 sqft |
| View / Lot | Bay |
| Street Address | 39 MONTEGO CT |
|---|---|
| City | CORONADO |
| State | CA |
| Zip | 92118-3245 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Legal Description | LOT 1 US 39PER DOC81-084016&UND INT IN TR 007911 |
| Legal Subdivision | MONTEGO BAY CLUB |
| Legal Tract | 007911 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10601 |
Source: San Diego County records · APN 615-063-20-39
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PROSPECT FINANCIAL GROUP INC |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP |
| Oct 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 03, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage DISCOVER BK |
| Aug 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CORONADO CAYS HOA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2013 · Amount on Record |
| Deed Sale | May 06, 2013 · Amount on Record |
| Prior Sale | Feb 23, 2010 · Amount on Record |
| Deed Document Number | 2013283337 |
| Prior Transfer Date | Jul 18, 2003 |
| Prior Transfer Doc | 0000929789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Document Number | 0000077994 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-0077994 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Document Number | 0000315268 |
|---|---|
| Date | Aug 03, 2022 |
| Instrument | 2022-0315268 |
| Name | PROSPECT FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | LA JOLLA, CA 92037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Document Number | 0000523918 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021-0523918 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000036835 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 2018-0036835 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Document Number | 0000615018 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 2020-0615018 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 03, 2019 |
| Property Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 560090 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 39 MONTEGO CT CORONADO CA 921183245, CORONADO, CA 92118-3245 |
| Document Number | 0000560090 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 560090 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 39 MONTEGO CT, CORONADO, CA 92118-3245 |
| Document Number | 0000017224 |
| Instrument Date | Aug 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|---|
| Address | 39 MONTEGO CT CORONADO CA 921183245, CORONADO, CA 92118-3245 |
| Document Number | 0000017224 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 17224 |
| Name | CORONADO CAYS HOA |
|---|---|
| Address | 505 GRAND CARIBE CSWY, CORONADO, CA 92118-3303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Coronado City |
| Unified School District | Coronado Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $703,382 (+2%) Land $452,175 Building $251,207 | |
| 2025 | $7,715.00 (+2.31%) Homeowner's exemption | $689,591 (+4.04%) Land $443,309 Building $246,282 |
| 2024 | $7,541.00 (+1.58%) | |
| 2023 | $7,424.00 (+1.88%) Homeowner's exemption | $662,815 Land $426,096 Building $236,719 |
| 2022 | $7,287.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (1993–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 435 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAL-AM WATER CORONADO private · serves 106,000 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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