46 Main St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 46 Main St, Winthrop, MA 02152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 912 sqft · built 1940
Lot Size	0.129 acres (5,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Jan 2022)
Tax Bill	$5,889 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`WINT M:053 L:008`

Property Details

APN / Parcel Number

Primary APN	`WINT M:053 L:008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,869 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,602 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	46 MAIN ST
City	WINTHROP
State	MA
Zip	02152-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	8
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1000
Census Tract	180200

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 MAIN ST, WINTHROP, MA 02152-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Quit Claim Deed, Transfer · FHA Mortgage ROSS MORTGAGE COMPANY INC
Aug 29, 2017	Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Book / Page	67087 / 94
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Jan 27, 2022
Property Address	46 MAIN ST, WINTHROP, MA 02152-2714
Document Number	0067087-94
Book / Page	67087 / 94
Instrument Date	Jan 27, 2022
Instrument	7953
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 MAIN ST, WINTHROP, MA 02152-2714

Mortgage

Document Number	0000007954
Date	Jan 27, 2022
Instrument	7954

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Aug 29, 2017
Property Address	46 MAIN ST, WINTHROP, MA 02152-2714
Document Number	58447-14
Book / Page	58447 / 14
Instrument	76832
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MAIN ST, WINTHROP, MA 02152-2714

Mortgage

Document Number	584470016
Date	Aug 29, 2017
Instrument	58447/0016

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,889.00 (+12.67%)	$528,600 (+4.36%) Land $335,800 Building $192,800	$542,612 (+4.53%)
2025	$5,227.00 (-1.66%)	$506,500 (-0.71%) Land $319,800 Building $186,700
2024	$5,315.00 (+9.41%)	$510,100 (+12.36%) Land $307,400 Building $202,700	$519,080
2023	$4,858.00	$454,000 Land $281,400 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	43 units insured incl. 4 condo units
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	10 of 50
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, Oct 1991 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Netafy.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures