Suffolk County and Winthrop Town City property record for 1 Main St, Winthrop, MA 02152
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 6 bd · 2 ba · 19,840 sqft · built 1967 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,494 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WINT M:053 L:004 |
| Primary APN | WINT M:053 L:004 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 8 Units |
| Stories | 1 Story |
| Building Area | 19,840 sqft Total Area |
| Gross Area | 22,280 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 64,033 sqft (1.47 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 1 MAIN ST |
|---|---|
| City | WINTHROP |
| State | MA |
| Zip | 02152-2715 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Lot Number | 4 |
| Jurisdiction | WINTHROP MA |
| Township / Civil Division | WINTHROP TOWN |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 180200 |
Source: Suffolk County and Winthrop Town City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 49 MAIN ST, WINTHROP, MA 02152-2715 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust · Commercial Mortgage SALEM FIVE CENTS SAVINGS BANK |
| Jun 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP MA |
| Recording Date | Apr 24, 2026 |
| Property Address | 1 MAIN ST, WINTHROP, MA 02152-2715 |
| Document Number | 072681-198 |
| Book / Page | 72681 / 198 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202624108 |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000024108, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 72681/198 |
| Instrument | 202624108 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP MA |
| Property Address | 1 MAIN ST, WINTHROP, MA 02152-2715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61261-310 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 61261/310 |
| Instrument | 46546 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Suffolk County |
| Municipality | Winthrop Town City |
| Unified School District | Winthrop School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,494.00 (-87.48%) | $313,610 (-88.41%) Land $116,754 Building $196,856 | $1,781,738 |
| 2025 | $27,914.00 (+1.62%) | $2,704,800 (+2.6%) Land $1,061,400 Building $1,643,400 | |
| 2024 | $27,469.00 (+0.66%) | $2,636,200 (+3.36%) Land $1,061,400 Building $1,574,800 | |
| 2023 | $27,289.00 | $2,550,400 Land $1,061,400 Building $1,489,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 58 units insured incl. 48 condo units |
| Nearby Flood Claims | 20 (1978–2018) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Netafy.
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