38 Main St, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 38 Main St, Winthrop, MA 02152

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,116 sqft · built 1850
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$6,450,000 (Dec 2022)
Tax Bill	$8,482 (2026)
Deeds & Mortgages	Dec 2023 Refinance Dec 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`WINT M:053 L:006`

Property Details

APN / Parcel Number

Primary APN	`WINT M:053 L:006`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,116 sqft Living Area
Gross Area	4,162 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	38 MAIN ST
City	WINTHROP
State	MA
Zip	02152-2714
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Lot Number	6
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1000
Census Tract	180200

Owner

38 Main St, a triplex, is owned by a company that bought it in December 2022.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	50 LIBERTY DR, 9F, BOSTON, MA 02210-1348
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Dec 29, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Deed Document Number	2022103140
Deed Book / Page	68572 / 56
Prior Transfer Date	Dec 28, 2022
Prior Transfer Doc	0068572-56
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	38 MAIN ST, WINTHROP, MA 02152-2714
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00069765-5
Date	Dec 28, 2023
Book Page	69765/5
Instrument	83043

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Dec 29, 2022
Property Address	38 MAIN ST, WINTHROP, MA 02152-2714
Document Number	0068572-56
Book / Page	68572 / 56
Instrument Date	Dec 28, 2022
Instrument	103140
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LIBERTY DR # UT, UT, BOSTON, MA 02210-1339
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 38 Main St was $8,482, up 10.9% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,482.00 (+10.92%)	$761,400 (+2.75%) Land $332,700 Building $428,700
2025	$7,647.00 (+1.02%)	$741,000 (+2%) Land $316,800 Building $424,200
2024	$7,570.00 (+3.6%)	$726,500 (+6.38%) Land $304,500 Building $422,000
2023	$7,307.00	$682,900 Land $278,700 Building $404,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	43 units insured incl. 4 condo units
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	10 of 50
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storm, Oct 1991 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Netafy.

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