Buchanan County property record for 46 Mackenzie Dr, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,764 sqft · built 1997 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,077 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jan 2022 Mortgage + 1 more |
| APN | 06-8.0-34-000-000-001.004 |
| Primary APN | 06-8.0-34-000-000-001.004 |
|---|
| Building Area | 1,764 sqft Base Area |
|---|---|
| 1st Floor Area | 1,764 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 46,174 sqft (1.06 acres) |
| Street Address | 46 MACKENZIE DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-3900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUB:WOODRIDGE SUB-DIVISION LOT:3 BLK:0LGL DESC: |
| Legal Subdivision | WOODRIDGE SUB-DIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 2200 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 9, 2023 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 8, 2023 |
| Transfer Doc | 003784/438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 46 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | NOT AVAILABLE, SAINT JOSEPH TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 003740/846 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 3740/846 |
| Instrument | 2019007286 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 46 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Address | 46 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900 |
| Document Number | 003771/891 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 3771/891 |
| Instrument | 2022000457 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Feb 9, 2023 |
| Property Address | 46 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900 |
| Document Number | 003784/438 |
| Book / Page | 3784 / 438 |
| Instrument Date | Feb 8, 2023 |
| Instrument | 2023000920 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,077.00 | $44,120 (+6.42%) Land $5,760 Building $38,360 | $232,210 (+6.44%) Land $30,300 Building $201,910 |
| 2024 | $3,077.00 (+15.33%) | ||
| 2023 | $2,668.00 (-0.71%) | $41,460 (-) Land $5,760 Building $35,700 | $218,170 (-) Land $30,300 Building $187,870 |
| 2022 | $2,687.00 | $41,460 Land $5,760 Building $35,700 | |
| 2021 | $218,170 Land $30,300 Building $187,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Apr 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures