Buchanan County property record for 39 Mackenzie Dr, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 2,510 sqft · built 1989 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $644,385 (Sep 2022) |
| Tax Bill | $4,484 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2020 Line of Credit + 1 more |
| APN | 06-8.0-34-000-000-001.064 |
| Primary APN | 06-8.0-34-000-000-001.064 |
|---|
| Building Area | 2,510 sqft Base Area |
|---|---|
| 1st Floor Area | 2,510 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 63,598 sqft (1.46 acres) |
| Street Address | 39 MACKENZIE DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-3901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUB:WOODRIDGE SUB-DIVISION LOT:63 BLK:0LGL DESC: |
| Legal Subdivision | WOODRIDGE SUB-DIVISION |
| Legal Lot Number | 63 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 2200 |
Source: Buchanan County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 MACKENZIE DR, SAINT JOSEPH, MO 64503-3901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 3, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Dec 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTMENT SERVICES CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on Record |
| Deed Sale | Sep 1, 2022 · Amount on Record |
| Prior Sale | Dec 27, 2021 · Amount on Record |
| Deed Document Number | 20228481 |
| Deed Book / Page | 3779 / 861 |
| Prior Transfer Date | Sep 16, 2019 |
| Prior Transfer Doc | 0000008166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 1, 2022 |
| Property Address | 39 MACKENZIE DR, SAINT JOSEPH, MO 64503-3901 |
| Document Number | 003779/861 |
| Book / Page | 3779 / 861 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022008481 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2208 CASTLE LN, 2208, SAINT JOSEPH, MO 64503-1230 |
| Name | Verified Name |
|---|---|
| Address | 39 MACKENZIE DR, SAINT JOSEPH, MO 64503-3901 |
| Document Number | 2022008482 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 2022008482 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 39 MACKENZIE DR, SAINT JOSEPH, MO 64503-3901 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003749/257 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 3749/257 |
| Instrument | 2020004408 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 22, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Dec 27, 2021 |
| Property Address | 39 MACKENZIE DR, SAINT JOSEPH, MO 64503-3901 |
| Document Number | 003771/251 |
| Book / Page | 3771 / 251 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2021013964 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 MACKENZIE DR, SAINT JOSEPH, MO 64503-3901 |
| Document Number | 2021013965 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021013965 |
| Name | MORTGAGE INVESTMENT SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,484.00 (+0.02%) | $64,280 (+6.39%) Land $6,140 Building $58,140 | $338,290 (+6.39%) Land $32,300 Building $305,990 |
| 2024 | $4,483.00 (+15.27%) | ||
| 2023 | $3,889.00 (-0.66%) | $60,420 (-) Land $6,140 Building $54,280 | $317,980 (-) Land $32,300 Building $285,680 |
| 2022 | $3,915.00 | $60,420 Land $6,140 Building $54,280 | |
| 2021 | $317,980 Land $32,300 Building $285,680 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Apr 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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