Buchanan County property record for 44 Mackenzie Dr, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,271 sqft · built 2002 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,960 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2020 Mortgage |
| APN | 06-8.0-34-000-000-001.005 |
| Primary APN | 06-8.0-34-000-000-001.005 |
|---|
| Building Area | 1,271 sqft Base Area |
|---|---|
| 1st Floor Area | 1,271 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 46,174 sqft (1.06 acres) |
| Street Address | 44 MACKENZIE DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-3900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUB:WOODRIDGE SUB-DIVISION LOT:4 BLK:0LGL DESC: |
| Legal Subdivision | WOODRIDGE SUB-DIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 2200 |
Source: Buchanan County records · APN 06-8.0-34-000-000-001.005
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit EQUITY BANK |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 13, 2026 |
| Property Address | 44 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900 |
| Document Number | 0000002780 |
| Book / Page | 3817 / 565 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 20262780 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 44 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900 |
| Document Number | 0000002780, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 3817/565 |
| Instrument | 20262780 |
| Name | EQUITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 44 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ST JOSEPH TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 3752/484 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 3752/484 |
| Instrument | 2020007656 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | CAMERON, MO 64429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,960.00 (+0.03%) | $42,430 (+6.39%) Land $5,760 Building $36,670 | $223,320 (+6.41%) Land $30,300 Building $193,020 |
| 2024 | $2,959.00 (+15.27%) | ||
| 2023 | $2,567.00 (-0.66%) | $39,880 (-) Land $5,760 Building $34,120 | $209,860 (-) Land $30,300 Building $179,560 |
| 2022 | $2,584.00 | $39,880 Land $5,760 Building $34,120 | |
| 2021 | $209,860 Land $30,300 Building $179,560 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Apr 2009 · river or lake flooding |
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
Based on FCC filings for 98 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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