46 Lorena Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 46 Lorena Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,756 sqft · built 1957
Lot Size	0.766 acres (33,358 sqft)
Owner	2 Company Names on Record
Last Sale	$1,575,000 (Dec 2019)
Tax Bill	$26,245 (2026)
Deeds & Mortgages	Jan 2021 Refinance Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:005 B:0184 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:005 B:0184 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,756 sqft Living Area
Gross Area	5,197 sqft
Basement Area	2,493 sqft
Unfinished Basement	873 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,358 sqft (0.766 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	46 LORENA RD
City	WINCHESTER
State	MA
Zip	01890-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Subdivision	PLAN 4470E
Legal Block	184
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1014
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	46 LORENA RD, WINCHESTER, MA 01890-3125
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Feb 14, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 20, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Dec 5, 2017	Quit Claim Deed, Transfer FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Dec 5, 2017 · Amount on Record
Deed Document Number	20191832138
Last Transfer Date	Jan 28, 2022
Transfer Doc	0001906466
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	46 LORENA RD, WINCHESTER, MA 01890-3125
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001865921
Date	Jan 5, 2021
Instrument	1865921

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Feb 14, 2022
Property Address	46 LORENA RD, WINCHESTER, MA 01890-3125
Document Number	0001906466
Instrument Date	Jan 28, 2022
Instrument	1906466
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LORENA RD, WINCHESTER, MA 01890-3125

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Dec 20, 2019
Property Address	46 LORENA RD, WINCHESTER, MA 01890-3125
Document Number	0001832138
Instrument Date	Jun 29, 2019
Instrument	1832138
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LORENA RD, WINCHESTER, MA 01890-3125

Mortgage

Document Number	0001832139
Date	Dec 20, 2019
Instrument	1832139

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Dec 5, 2017
Property Address	46 LORENA RD, WINCHESTER, MA 01890-3125
Document Number	0000076820
Instrument Date	Nov 14, 2017
Instrument	76820
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,410.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 LORENA RD WINCHESTER MA 018903125, WINCHESTER, MA 01890-3125

Mortgage

Document Number	76821
Date	Dec 5, 2017
Instrument	76821

Lender

Name	FIRST REPUBLIC BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,245.00 (+11,163.95%)	$2,368,700 (+12.32%) Land $1,408,400 Building $960,300	$2,652,195 (+27.64%)
2025	$233.00 (-98.96%)	$2,108,900 (+6.75%) Land $1,368,400 Building $740,500	$2,077,840
2024	$22,382.00 (+0.84%)	$1,975,500 (+5.02%) Land $1,328,400 Building $647,100
2023	$22,196.00	$1,881,000 Land $1,248,400 Building $632,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2001–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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