49 Lorena Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 49 Lorena Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,651 sqft · built 1948
Lot Size	0.435 acres (18,944 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (May 2016)
Tax Bill	$21,237 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINC M:005 B:0174 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:005 B:0174 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,651 sqft Living Area
Gross Area	3,990 sqft
Basement Area	910 sqft
Unfinished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,944 sqft (0.435 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	49 LORENA RD
City	WINCHESTER
State	MA
Zip	01890-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	174
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1016
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 LORENA RD, WINCHESTER, MA 01890-3124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2018	Deed of Trust, Mortgage · Line of Credit EASTERN BK
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage EASTERN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2016 · Amount on Record
Deed Sale	May 24, 2016 · Amount on Record
Deed Document Number	20161730297
Deed Book / Page	1168 / 192
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	49 LORENA RD, WINCHESTER, MA 01890-3124
Document Number	0000099909
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 LORENA RD WINCHESTER MA 018903124, WINCHESTER, MA 01890-3124

Mortgage

Document Number	0000099909
Date	Oct 22, 2018
Instrument	99909

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	49 LORENA RD, WINCHESTER, MA 01890-3124
Document Number	0000070668
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070668
Date	Sep 18, 2017
Instrument	70668

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,237.00 (+10,310.29%)	$1,916,700 (+3.77%) Land $1,374,100 Building $542,600	$1,905,555 (+12.64%)
2025	$204.00 (-99%)	$1,847,100 (+2.28%) Land $1,334,900 Building $512,200	$1,691,665
2024	$20,461.00 (+2.46%)	$1,805,900 (+6.71%) Land $1,295,600 Building $510,300
2023	$19,970.00	$1,692,400 Land $1,217,100 Building $475,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2001–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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