35 Lorena Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 35 Lorena Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,592 sqft · built 1988
Lot Size	0.539 acres (23,483 sqft)
Owner	2 Individual Names on File
Last Sale	$1,339,900 (May 2014)
Tax Bill	$246 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINC M:005 B:0171 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:005 B:0171 L:0`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,592 sqft Living Area
Gross Area	8,366 sqft
Basement Area	1,920 sqft
Unfinished Basement	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,483 sqft (0.539 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	35 LORENA RD
City	WINCHESTER
State	MA
Zip	01890-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Subdivision	PLAN 4470P
Legal Block	171
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1016
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records · APN WINC M:005 B:0171 L:0

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 LORENA RD, WINCHESTER, MA 01890-3124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2014 · Amount on Record
Deed Sale	May 28, 2014 · Amount on Record
Deed Book / Page	1020 / 22
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Recording Date	Jul 10, 2026
Property Address	35 LORENA RD, WINCHESTER, MA 01890-3124
Document Number	0002003712
Instrument Date	Jun 26, 2026
Instrument	20262003712
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 LORENA RD, WINCHESTER, MA 01890-3124

Mortgage

Document Number	0002003712,
Date	Jul 10, 2026
Instrument	20262003712

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$246.00 (-98.97%)	$2,223,700 (+5.14%) Land $1,362,200 Building $861,500	$2,260,050
2024	$23,963.00 (+0.3%)	$2,115,000 (+4.46%) Land $1,322,200 Building $792,800
2023	$23,891.00	$2,024,700 Land $1,242,200 Building $782,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173385001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2001–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 189 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3344000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.