46 Heather Rd, Troy, OH 45373 Property Records

Miami County property record for 46 Heather Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,275 sqft · built 1964
Lot Size	0.21 acres (9,148 sqft)
Owner	Owner Name on Record
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-049480`

Property Details

APN / Parcel Number

Primary APN	`D08-049480`
Alternative APNs	`050620.2-05-005-00` `D08SW090 00700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	1,275 sqft

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	128 ft deep x 70 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SW090 00700
Street Address	46 HEATHER RD
City	TROY
State	OH
Zip	45373-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5029 70
Legal Lot Number	5029 70
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4001
Census Tract	365002

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	46 HEATHER RD, TROY, OH 45373-2613
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Jan 11, 2022	Transfer on Death Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 19, 2009
Transfer Doc	0000012208
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	46 HEATHER RD, TROY, OH 45373-2613
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003884
Date	Apr 19, 2024
Instrument	2024OR-03884

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	PO BOX 340134, BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2049

January 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 11, 2022
Property Address	46 HEATHER RD, TROY, OH 45373-2613
Document Number	0000000551
Map Reference	MB 8 PG 27
Instrument Date	Jan 4, 2022
Instrument	2022OR-00551
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	STERLING LAND TITLE AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000552
Date	Jan 11, 2022
Instrument	2022OR-00552

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	46 HEATHER RD, TROY, OH 45373-2613
Document Number	0000010690
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HEATHER RD TROY OH 453732613, TROY, OH 45373-2613

Mortgage

Document Number	0000010690
Date	Sep 13, 2019
Instrument	10690

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (+6.52%) Homeowner's exemption	$55,090 (+16.67%) Land $10,850 Building $44,240	$157,400 (+16.68%) Land $31,000 Building $126,400
2024	$1,779.00 (+2.18%) Homeowner's exemption	$47,220 (-) Land $11,380 Building $35,840
2023	$1,741.00 (+17.48%) Homeowner's exemption	$47,220 (-) Land $11,380 Building $35,840	$134,900 (-) Land $32,500 Building $102,400
2022	$1,482.00 Homeowner's exemption	$47,220 Land $11,380 Building $35,840	$134,900 Land $32,500 Building $102,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Watch TV.

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