West Warwick Town property record for 46 Harding St, West Warwick, RI 02893
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,512 sqft · built 1950 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Sep 2002) |
| Tax Bill | $4,633 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-2547-50 |
| Primary APN | 12-2547-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 3,254 sqft |
| Basement Area | 1,238 sqft |
| Unfinished Basement | 1,238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3-0006-93 |
|---|---|
| Street Address | 46 HARDING ST |
| City | WEST WARWICK |
| State | RI |
| Zip | 02893-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Jurisdiction | WEST WARWICK RI |
| Township / Civil Division | WEST WARWICK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20400 |
46 Harding St is owned by an individual who acquired it in June 2024.
Source: West Warwick Town records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | WEST WARWICK, RI 02893 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 5, 2018 | Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU |
| Dec 16, 2016 | Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2002 · Amount on File |
| Deed Sale | Sep 6, 2002 · Amount on File |
| Last Transfer Date | Jun 20, 2024 |
| Transfer Doc | 0024892224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 46 HARDING ST, WEST WARWICK, RI 02893-2413 |
| Document Number | 0000005420 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 46 HARDING ST WEST WARWICK RI 028932413, WEST WARWICK, RI 02893-2413 |
| Document Number | 0000005420 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 5420 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 46 HARDING ST, WEST WARWICK, RI 02893-2413 |
| Document Number | 2470-90 |
| Book / Page | 002470 / 000090 |
| Instrument Date | Dec 16, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Name | Verified Name |
|---|
| Document Number | 2470-90 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 002470/000090 |
| Instrument | 44 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 46 Harding St was $4,633.
Source: West Warwick Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | West Warwick Town |
| Unified School District | West Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,633.00 | $324,200 Land $87,500 Building $236,700 | $406,125 |
| 2023 | $4,904.00 | $267,700 Land $71,500 Building $196,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Harding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 46 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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