32 Harding St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 32 Harding St, West Warwick, RI 02893

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 2,672 sqft · built 1920
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$206,000 (Oct 2009)
Tax Bill$7,191 (2025)
Deeds & MortgagesSep 2021 Refinance
Flood ZoneZone X (minimal risk)
APN1-0512-32

Property Details

APN / Parcel Number

Primary APN1-0512-32
Alternative APNs
  • WWAR 020-0619-0-000
  • 020=0619=0=000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Units3 Units
Stories2 Stories
Building Area2,672 sqft Living Area
Gross Area4,130 sqft
Basement Area620 sqft
Unfinished Basement620 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number1-0512-32
Street Address32 HARDING ST
CityWEST WARWICK
StateRI
Zip02893-2413
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR-8
JurisdictionWEST WARWICK RI
Township / Civil DivisionWEST WARWICK
Census Block Group1
Census Block1005
Census Tract20400

Owner

Source: West Warwick Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address32 HARDING ST, WEST WARWICK, RI 02893-2413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2009 · Amount on Record
Deed SaleOct 16, 2009 · Amount on Record
Deed Book / Page2028 / 128
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address32 HARDING ST, WEST WARWICK, RI 02893-2413
Transaction TypeMortgage
Record UpdatedOct 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24865878
DateSep 22, 2021
Instrument2486-5878
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,191.00 (+2.9%)$470,300 (+35.07%) Land $95,900 Building $374,400
2023$6,988.00$348,200 Land $78,400 Building $269,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Harding St

Nearby Streets

Search Property Records by Address or Parcel Number