39 Harding St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 39 Harding St, West Warwick, RI 02893

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,434 sqft · built 1948
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on File
Last Sale$166,000 (Mar 2017)
Tax Bill$4,711 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-2090-65

Property Details

APN / Parcel Number

Primary APN13-2090-65
Alternative APNs
  • WWAR 020-0725-0-000
  • 020=0725=0=000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,434 sqft Living Area
Gross Area2,509 sqft
Basement Area783 sqft
Unfinished Basement783 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,998 sqft (0.138 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number13-2090-65
Street Address39 HARDING ST
CityWEST WARWICK
StateRI
Zip02893-2412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
JurisdictionWEST WARWICK RI
Township / Civil DivisionWEST WARWICK
Census Block Group1
Census Block1003
Census Tract20400

Owner

39 Harding St is owned and occupied by two individuals who bought it in March 2017.

Source: West Warwick Town records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address39 HARDING ST, WEST WARWICK, RI 02893-2412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2017 · Amount on File
Deed SaleMar 22, 2017 · Amount on File
Prior SaleApr 29, 2015 · Amount on File
Deed Book / Page2482 / 22
Record UpdatedOct 29, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST WARWICK RI
Recording DateMar 22, 2017
Property Address39 HARDING ST, WEST WARWICK, RI 02893-2412
Document Number2482-22
Book / Page2482 / 22
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42.27
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24820023
DateMar 22, 2017
Instrument02482/0023
Lender
NameCOASTWAY COMMERCIAL BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueMar 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 39 Harding St was $4,711.

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,711.00$329,700 Land $85,400 Building $244,300$369,455
2023$4,558.00$248,800 Land $69,800 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 39 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Harding St

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