46 Gorham St, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 46 Gorham St, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,052 sqft · built 1994
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Company Names on Record
Tax Bill	$11,858 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10466`

Property Details

APN / Parcel Number

Primary APN	`10466`
Alternative APN	`CHEL M:0055 B:0168 L:8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,052 sqft Living Area
Gross Area	7,438 sqft
1st Floor Area	1,820 sqft
Attic	Attic
Attic Area	1,232 sqft
Basement Area	1,820 sqft
Unfinished Basement	1,820 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	10466
Street Address	46 GORHAM ST
City	CHELMSFORD
State	MA
Zip	01824-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	168
Legal Lot Number	8
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	1
Census Block	1001
Census Tract	317102

Owner

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	46 GORHAM ST, CHELMSFORD, MA 01824-2913
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Nov 4, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 1, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2012
Deed Sale	Dec 28, 2012
Prior Sale	Jul 8, 1992 · Amount on Record
Deed Book / Page	26815 / 126
Last Transfer Date	Oct 9, 2025
Transfer Doc	00039642-1
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Recording Date	Aug 11, 2026
Property Address	46 GORHAM ST, CHELMSFORD, MA 01824-2913
Document Number	0000000235
Book / Page	40271 / 118
Instrument Date	Jul 28, 2026
Instrument	2026235
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000235,
Date	Aug 11, 2026
Book Page	40271/118
Instrument	2026235

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Nov 4, 2025
Property Address	46 GORHAM ST, CHELMSFORD, MA 01824-2913
Document Number	00039642-1
Book / Page	39642 / 1
Instrument Date	Oct 9, 2025
Instrument	35492
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GORHAM ST, CHELMSFORD, MA 01824-2913

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Sep 1, 2023
Property Address	46 GORHAM ST, CHELMSFORD, MA 01824-2913
Document Number	038048-289
Book / Page	38048 / 289
Instrument Date	Aug 30, 2023
Instrument	25981
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GORHAM ST, CHELMSFORD, MA 01824-2913

Tax Assessment & Valuation

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,858.00 (+55.11%)	$893,600 (+62.47%) Land $316,800 Building $576,800	$725,325 (-)
2025	$7,645.00 (+2.06%)	$550,000 (-) Land $308,300 Building $241,700	$725,325 (+12.61%)
2024	$7,491.00 (+8.58%)	$550,000 (+14.56%) Land $308,300 Building $241,700	$644,100
2023	$6,899.00	$480,100 Land $310,700 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CHELMSFORD WATER DISTRICT private · serves 2,800 people · EPA ID MA3056001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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