37 Gorham St, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 37 Gorham St, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,768 sqft · built 1920
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Jul 2025)
Tax Bill	$9,024 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10525`

Property Details

APN / Parcel Number

Primary APN	`10525`
Alternative APN	`CHEL M:0055 B:0207 L:5`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	3,724 sqft
1st Floor Area	988 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	10525
Street Address	37 GORHAM ST
City	CHELMSFORD
State	MA
Zip	01824-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	207
Legal Lot Number	5
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	1
Census Block	1022
Census Tract	317102

Owner

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 GORHAM ST, CHELMSFORD, MA 01824-2929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Jul 25, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC
Feb 9, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Jun 21, 2013 · Amount on Record
Deed Document Number	202523007
Deed Book / Page	39408 / 119
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	37 GORHAM ST, CHELMSFORD, MA 01824-2929
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039860-175
Date	Feb 13, 2026
Book Page	39860/175
Instrument	4415

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	37 GORHAM ST, CHELMSFORD, MA 01824-2929
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00035314-1
Date	Feb 9, 2021
Book Page	35314/1
Instrument	8262

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Jul 25, 2025
Property Address	37 GORHAM ST, CHELMSFORD, MA 01824-2929
Document Number	039408-119
Book / Page	39408 / 119
Instrument Date	Jul 25, 2025
Instrument	23007
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 GORHAM ST, CHELMSFORD, MA 01824-2929

Mortgage

Document Number	0000023008
Date	Jul 25, 2025
Instrument	23008

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Feb 9, 2021
Property Address	37 GORHAM ST, CHELMSFORD, MA 01824-2929
Document Number	035313-286
Book / Page	35313 / 286
Instrument Date	Feb 4, 2021
Instrument	8261
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	37 GORHAM ST, CHELMSFORD, MA 01824-2929

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	37 GORHAM ST, CHELMSFORD, MA 01824-2929
Document Number	31072-26
Book / Page	031072 / 000026
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31072-26
Date	Apr 27, 2017
Book Page	031072/000026
Instrument	16840

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2037

Tax Assessment & Valuation

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,024.00 (+24.66%)	$680,000 (+30.57%) Land $276,700 Building $403,300	$666,710 (-)
2025	$7,239.00 (+4.75%)	$520,800 (+2.64%) Land $269,300 Building $251,500	$666,710 (+58.92%)
2024	$6,911.00 (+3.09%)	$507,400 (+8.77%) Land $269,300 Building $238,100	$419,520
2023	$6,704.00	$466,500 Land $286,500 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CHELMSFORD WATER DISTRICT private · serves 2,800 people · EPA ID MA3056001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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