41 Gorham St, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 41 Gorham St, Chelmsford, MA 01824

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,369 sqft · built 1900
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,480 (2026)
Deeds & Mortgages	Aug 2026 Transfer Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10524`

Property Details

APN / Parcel Number

Primary APN	`10524`
Alternative APN	`CHEL M:0055 B:0207 L:11`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,369 sqft Living Area
Gross Area	3,727 sqft
1st Floor Area	1,198 sqft
Basement Area	1,171 sqft
Unfinished Basement	1,171 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	10524
Street Address	41 GORHAM ST
City	CHELMSFORD
State	MA
Zip	01824-2929
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RB
Legal Block	207
Legal Lot Number	11
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	1
Census Block	1022
Census Tract	317102

Owner

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	41 GORHAM ST, CHELMSFORD, MA 01824-2929
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 21, 2017	Deed of Trust, Mortgage TD BANK NA
Dec 23, 2019	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 3, 2026
Transfer Doc	0000025343
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Aug 3, 2026
Property Address	41 GORHAM ST, CHELMSFORD, MA 01824-2929
Document Number	0000025343
Book / Page	40255 / 26
Instrument Date	Aug 3, 2026
Instrument	202625343
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GORHAM ST, CHELMSFORD, MA 01824-2929

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	41 GORHAM ST, CHELMSFORD, MA 01824-2929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31219-177
Date	Jun 21, 2017
Book Page	31219/177
Instrument	25860

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	41 GORHAM ST, CHELMSFORD, MA 01824-2929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33686-121
Date	Dec 23, 2019
Book Page	33686/121
Instrument	57916

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,480.00 (+17.79%)	$639,000 (+23.38%) Land $251,100 Building $387,900	$602,847
2025	$7,199.00 (+2.06%)	$517,900 (-) Land $244,200 Building $273,700
2024	$7,054.00 (+7.48%)	$517,900 (+13.4%) Land $244,200 Building $273,700
2023	$6,563.00	$456,700 Land $259,700 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CHELMSFORD WATER DISTRICT private · serves 2,800 people · EPA ID MA3056001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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