46 Fraternal Ave, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 46 Fraternal Ave, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1925
Lot Size	0.156 acres (6,783 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Oct 2021)
Tax Bill	$5,267 (2026)
Deeds & Mortgages	Apr 2022 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-002-00007`

Property Details

APN / Parcel Number

Primary APN	`12-002-00007`
Alternative APN	`WORC M:12 B:002 L:00007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	3,632 sqft
1st Floor Area	876 sqft
Attic	Attic
Attic Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,783 sqft (0.156 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	12-002-00007
Street Address	46 FRATERNAL AVE
City	WORCESTER
State	MA
Zip	01606-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Block	2
Legal Lot Number	7
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4009
Census Tract	730300

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 FRATERNAL AVE, WORCESTER, MA 01606-2350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 20, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EVOLVE BANK & TRUST
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Jun 29, 1990 · Amount on Record
Deed Document Number	2021147572
Deed Book / Page	66340 / 193
Last Transfer Date	Apr 11, 2022
Transfer Doc	067422-156
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 12, 2022
Property Address	46 FRATERNAL AVE, WORCESTER, MA 01606-2350
Document Number	067422-156
Book / Page	67422 / 156
Instrument Date	Apr 11, 2022
Instrument	40245
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 FRATERNAL AVE, WORCESTER, MA 01606-2350

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 20, 2021
Property Address	46 FRATERNAL AVE, WORCESTER, MA 01606-2350
Document Number	66340-193
Book / Page	66340 / 193
Instrument Date	Oct 20, 2021
Instrument	147572
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FRATERNAL AVE, WORCESTER, MA 01606-2350

Mortgage

Document Number	147573
Date	Oct 20, 2021
Instrument	147573

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	46 FRATERNAL AVE, WORCESTER, MA 01606-2350
Document Number	57837-118
Book / Page	057837 / 000118
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	57837-118
Date	Oct 4, 2017
Book Page	057837/000118
Instrument	51

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,267.00 (+2.91%)	$396,600 (+2.22%) Land $121,200 Building $275,400	$458,625 (+4.07%)
2025	$5,118.00 (+7.88%)	$388,000 (+17.29%) Land $115,400 Building $272,600	$440,705 (+9.51%)
2024			$402,420
2023	$4,744.00	$330,800 Land $100,400 Building $230,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Netafy.

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