22 Fraternal Ave, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 22 Fraternal Ave, Worcester, MA 01606

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,666 sqft · built 1920
Lot Size	0.103 acres (4,475 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Dec 2020)
Tax Bill	$10,101 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-002-00023`

Property Details

APN / Parcel Number

Primary APN	`12-002-00023`
Alternative APN	`WORC M:12 B:002 L:00023`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,666 sqft Living Area
Gross Area	6,584 sqft
1st Floor Area	1,222 sqft
Attic	Attic
Attic Area	1,222 sqft
Basement Area	1,222 sqft
Unfinished Basement	1,222 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Combination
Construction Type	Stone
Foundation Type	Earth
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,475 sqft (0.103 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12-002-00023
Street Address	22 FRATERNAL AVE
City	WORCESTER
State	MA
Zip	01606-2259
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	2
Legal Lot Number	23
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5003
Census Tract	730300

Owner

22 Fraternal Ave, a triplex, is owned and occupied by an individual who bought it in December 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	22 FRATERNAL AVE, WORCESTER, MA 01606-2259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Apr 2, 2018	Quit Claim Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Book / Page	64134 / 180
Prior Transfer Date	Dec 14, 2020
Prior Transfer Doc	64134-180
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 31, 2020
Property Address	22 FRATERNAL AVE, WORCESTER, MA 01606-2259
Document Number	64134-180
Book / Page	64134 / 180
Instrument Date	Dec 14, 2020
Instrument	165480
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 FRATERNAL AVE, WORCESTER, MA 01606-2259

Mortgage

Document Number	165481
Date	Dec 31, 2020
Instrument	165481

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 2, 2018
Property Address	22 FRATERNAL AVE, WORCESTER, MA 01606-2259
Document Number	58616-273
Book / Page	058616 / 000273
Instrument Date	Mar 30, 2018
Instrument	30473
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,317.84
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 FRATERNAL AVE WORCESTER MA 016062349, WORCESTER, MA 01606-2349

Mortgage

Document Number	58616-276
Date	Apr 2, 2018
Book Page	058616/000276
Instrument	30474

Lender

Name	STEARNS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 22 Fraternal Ave was $10,101, up 3.3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,101.00 (+3.29%)	$760,600 (+2.59%) Land $95,000 Building $665,600
2025	$9,779.00	$741,400 Land $90,500 Building $650,900
2023	$8,624.00	$601,400 Land $78,700 Building $522,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 Fraternal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Fraternal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Netafy.

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