46 Forster, Lake Forest, CA 92630 Property Records

Orange County property record for 46 Forster, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,547 sqft · built 2016
Lot Size	0.091 acres (3,974 sqft)
Owner	Individual Name on Record
Last Sale	$1,850,000 (Oct 2023)
Tax Bill	$19,928 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-532-17`

Property Details

APN / Parcel Number

Primary APN	`610-532-17`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,547 sqft Living Area

Exterior

Year Built	Built 2016
Lot Area	3,974 sqft (0.091 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	46 FORSTER
City	LAKE FOREST
State	CA
Zip	92630-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17538 BLK LOT 37
Legal Tract	17538
Legal Lot Number	37
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5029
Census Tract	52422

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	46 FORSTER, LAKE FOREST, CA 92630-1451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Oct 7, 2016 · Amount on Record
Deed Document Number	2023000258600
Record Updated	Jun 8, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 23, 2023
Property Address	46 FORSTER, LAKE FOREST, CA 92630-1451
Document Number	0000258600
Map Reference	MB 940 PG 1-8
Instrument Date	Sep 28, 2023
Instrument	2023000258600
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 PROMINENCE, LAKE FOREST, CA 92630-1454

Mortgage

Document Number	0000258601
Date	Oct 23, 2023
Instrument	2023000258601

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Nov 1, 2033
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	9%
Max Rate	12%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	46 FORSTER, LAKE FOREST, CA 92630-1451
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FORSTER, LAKE FOREST, CA 92630-1451

Mortgage

Document Number	0000646921
Date	Oct 22, 2021
Instrument	2021000646921

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Nov 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.75%
Index	Other
Max Rate	6.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,928.00 (+69.01%) Homeowner's exemption	$1,887,000 (+67.22%) Land $1,224,396 Building $662,604
2023	$11,791.00 (+1.82%) Homeowner's exemption	$1,128,443 Land $580,699 Building $547,744
2022	$11,580.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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