46 Espy Rd, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 46 Espy Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,556 sqft · built 1952
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Apr 2018)
Tax Bill	$12,839 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00036-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`03-00036-0000-00034`
Alternative APNs	`030003600034` `00000885`

Interior

Building Area	1,556 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide

Location & Zoning

Account Number	00000885
Street Address	46 ESPY RD
City	CALDWELL
State	NJ
Zip	07006-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X115
Legal Block	36
Legal Lot Number	34
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1004
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 ESPY RD, CALDWELL, NJ 07006-4811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOYOTA FIN'L CNSMR SOLUTION
Apr 3, 2018	Grant Deed, Transfer · Conventional Mortgage TOYOTA FIN'L CNSMR SOLUTION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Sep 12, 2013 · Amount on Record
Deed Document Number	201828560
Prior Transfer Date	May 30, 2013
Prior Transfer Doc	1245006025
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	46 ESPY RD, CALDWELL, NJ 07006-4811
Document Number	0000062439
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ESPY RD CALDWELL NJ 070064811, CALDWELL, NJ 07006-4811

Mortgage

Document Number	0000062439
Date	Jul 8, 2020
Instrument	62439

Lender

Name	TOYOTA FIN'L CNSMR SOLUTION
Type	Funding / Finance Company
Address	HENDERSON, NV 89074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 3, 2018
Property Address	46 ESPY RD, CALDWELL, NJ 07006-4811
Document Number	0000028560
Instrument Date	Mar 14, 2018
Instrument	28560
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ESPY RD CALDWELL NJ 070064811, CALDWELL, NJ 07006-4811

Mortgage

Document Number	28565
Date	Apr 3, 2018
Instrument	28565

Lender

Name	TOYOTA FIN'L CNSMR SOLUTION
Type	Funding / Finance Company
Address	HENDERSON, NV 89074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,200 (-) Land $235,500 Building $158,700	$394,200 (-) Land $235,500 Building $158,700
2025	$12,839.00 (+2.29%)	$394,200 (-) Land $235,500 Building $158,700	$394,200 (-) Land $235,500 Building $158,700
2024	$12,551.00 (+5.33%)
2023		$394,200 Land $235,500 Building $158,700	$394,200 Land $235,500 Building $158,700
2022	$11,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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