Essex County and Caldwell Borough property record for 40 Espy Rd, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 1,747 sqft · built 1952 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Aug 1993) |
| Tax Bill | $12,842 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00036-0000-00037 |
| Primary APN | 03-00036-0000-00037 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,747 sqft Living Area |
|---|
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Account Number | 00000888 |
|---|---|
| Street Address | 40 ESPY RD |
| City | CALDWELL |
| State | NJ |
| Zip | 07006-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X115 |
| Legal Block | 36 |
| Legal Lot Number | 37 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CALDWELL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21701 |
Source: Essex County and Caldwell Borough records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 ESPY RD, CALDWELL, NJ 07006-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 1993 · Amount on Record |
| Deed Sale | Aug 9, 1993 · Amount on Record |
| Deed Book / Page | 5271 / 839 |
| Prior Transfer Date | Jul 28, 1993 |
| Prior Transfer Doc | 5271000839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 40 ESPY RD, CALDWELL, NJ 07006-4811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000006803 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 2024006803 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 24, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | Caldwell Borough |
| Unified School District | Caldwell-West Caldwell School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,300 (-) Land $258,300 Building $136,000 | $394,300 (-) Land $258,300 Building $136,000 | |
| 2025 | $12,842.00 (+2.29%) | $394,300 (-) Land $258,300 Building $136,000 | $394,300 (-) Land $258,300 Building $136,000 |
| 2024 | $12,554.00 (+5.33%) | ||
| 2023 | $394,300 Land $258,300 Building $136,000 | $394,300 Land $258,300 Building $136,000 | |
| 2022 | $11,919.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001 |
|---|---|
| Water Source | Purchased surface water from ESSEX FELLS WATER DEPT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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