34 Espy Rd, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 34 Espy Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,123 sqft · built 1940
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jun 2026)
Tax Bill	$10,856 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00036-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`03-00036-0000-00040`
Alternative APNs	`030003600040` `00000890`

Interior

Stories	2 Stories
Building Area	1,123 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide

Location & Zoning

Account Number	00000890
Street Address	34 ESPY RD
City	CALDWELL
State	NJ
Zip	07006-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X115
Legal Block	36
Legal Lot Number	40
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1004
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 ESPY RD, CALDWELL, NJ 07006-4811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Jan 3, 1996 · Amount on Record
Deed Document Number	202638223
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 9, 2026
Property Address	34 ESPY RD, CALDWELL, NJ 07006-4811
Document Number	0000038223
Instrument Date	Jun 2, 2026
Instrument	202638223
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 ESPY RD, CALDWELL, NJ 07006-4811
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038224,
Date	Jun 9, 2026
Instrument	202638224

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,000 (-) Land $235,500 Building $105,500	$341,000 (-) Land $235,500 Building $105,500
2025	$10,856.00 (+2.35%) Widower's exemption	$341,000 (-) Land $235,500 Building $105,500	$341,000 (-) Land $235,500 Building $105,500
2024	$10,607.00 (+5.46%)
2023		$341,000 Land $235,500 Building $105,500	$341,000 Land $235,500 Building $105,500
2022	$10,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum Communications.

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