46 Cooks Falls Rd, Roscoe, NY 12776 Property Records

Delaware County and Colchester Town property record for 46 Cooks Falls Rd, Roscoe, NY 12776

Property Summary

Property Type	Single Family Home
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on File
Last Sale	$377,000 (Apr 2021)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`122400 435.4-1-3.111`

Property Details

APN / Parcel Number

Primary APN	`122400 435.4-1-3.111`
Alternative APNs	`24004350040001003111` `05601673023`

Exterior

Lot Area	156,816 sqft (3.6 acres)

Location & Zoning

Account Number	05601673023
Street Address	46 COOKS FALLS RD
City	ROSCOE
State	NY
Zip	12776-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3.111
Jurisdiction	DELAWARE NY
Township / Civil Division	COLCHESTER
Census Block Group	1
Census Block	1124
Census Tract	971300

Owner

Source: Delaware County and Colchester Town records · APN 122400 435.4-1-3.111

Assessment roll updated April 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 COOKS FALLS RD, ROSCOE, NY 12776-2922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Feb 17, 2006 · Amount on Record
Deed Document Number	20213240
Deed Book / Page	1667 / 65
Record Updated	Jun 08, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Apr 26, 2021
Property Address	46 COOKS FALLS RD, ROSCOE, NY 12776-2922
Document Number	0001667/65
Book / Page	1667 / 65
Instrument Date	Apr 21, 2021
Instrument	3240
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 OVERTON RD, OSSINING, NY 10562-5108

Mortgage

Document Number	0000003241
Date	Apr 26, 2021
Instrument	3241

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County and Colchester Town records · Assessment roll updated April 21, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Colchester Town
Unified School District	Roscoe Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00 (-57.37%)	$4,100 (-) Land $500 Building $3,600	$102,500 (-) Land $12,500 Building $90,000
2023		$4,100 Land $500 Building $3,600	$102,500 Land $12,500 Building $90,000
2020	$2,909.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	55 (1978–2017)
Claims Outside the SFHA	23 of 55
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims Severe Storms And Flooding, Jun 2006 · 31 claims Tropical Depression Ivan, Sep 2004 · 9 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 12 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CORBETT COMMUNITY CORP. private · serves 93 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.