46 Chestnut St, #1, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 46 Chestnut St, #1, Wakefield, MA 01880

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,204 sqft · built 1890
Lot Size	0.26 acres (11,346 sqft)
Owner	Individual Name on Record
Last Sale	$805,000 (Nov 2025)
Tax Bill	$7,982 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20001`

Property Details

APN / Parcel Number

Primary APN	`20001`
Alternative APN	`WAKE M:000012 B:04C1 P:000105`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,204 sqft Living Area
Gross Area	2,337 sqft
Basement Area	548 sqft
Unfinished Basement	548 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,346 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	20001
Street Address	46 CHESTNUT ST, 1
City	WAKEFIELD
State	MA
Zip	01880-2211
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	GR
Legal Block	4C1
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	5
Census Block	5002
Census Tract	335200

Owner

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	46 CHESTNUT ST, 1, WAKEFIELD, MA 01880-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit NORTHERN BANK & TRUST CO
Nov 6, 2025	Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 7, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Jan 7, 2022 · Amount on Record
Deed Document Number	2025135948
Deed Book / Page	84844 / 98
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	46 CHESTNUT ST # 1, 1, WAKEFIELD, MA 01880-2211
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084756-56
Date	Oct 20, 2025
Book Page	84756/56
Instrument	126949

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Nov 6, 2025
Property Address	46 CHESTNUT ST # 1, 1, WAKEFIELD, MA 01880-2211
Document Number	0084844-98
Book / Page	84844 / 98
Instrument Date	Nov 6, 2025
Instrument	135948
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CHESTNUT ST # 1, 1, WAKEFIELD, MA 01880-2211

Mortgage

Document Number	0000135949
Date	Nov 6, 2025
Instrument	135949

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Jan 7, 2022
Property Address	46 CHESTNUT ST # 1, 1, WAKEFIELD, MA 01880-2211
Document Number	079504-131
Book / Page	79504 / 131
Instrument Date	Jan 7, 2022
Instrument	4421
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CHESTNUT ST # 1, 1, WAKEFIELD, MA 01880-2211

Mortgage

Document Number	0000004422
Date	Jan 7, 2022
Instrument	4422

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,982.00 (+8.54%)	$703,300 (+7.59%) Building $703,300	$562,210
2024	$7,354.00 (-2.31%)	$653,700 (+1.85%) Building $653,700
2023	$7,528.00	$641,800 Building $641,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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