48 Chestnut St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 48 Chestnut St, Wakefield, MA 01880

Property Summary

Property Type	Duplex
Details	10 bd · 4 ba · 3,257 sqft · built 1910
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Jul 2020)
Tax Bill	$11,639 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19991`

Property Details

APN / Parcel Number

Primary APN	`19991`
Alternative APN	`WAKE M:000012 B:0189 P:000104`

Interior

Bedrooms	10 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,257 sqft Living Area
Gross Area	5,592 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1957
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	19991
Street Address	48 CHESTNUT ST
City	WAKEFIELD
State	MA
Zip	01880-2211
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Block	189
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	5
Census Block	5002
Census Tract	335200

Owner

48 Chestnut St, a duplex, is owned by two individuals who acquired it in January 2026.

Source: Middlesex County and Wakefield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	79 GREEN ST, WAKEFIELD, MA 01880-3957
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 23, 2017	Deed of Trust, Mortgage · Conventional with PMI HARVARD UNIV CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	May 21, 2004 · Amount on File
Deed Book / Page	75090 / 506
Last Transfer Date	Jan 21, 2026
Transfer Doc	085149-430
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Jan 22, 2026
Property Address	48 CHESTNUT ST, WAKEFIELD, MA 01880-2211
Document Number	085149-430
Book / Page	85149 / 430
Instrument Date	Jan 21, 2026
Instrument	7890
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	79 GREEN ST, WAKEFIELD, MA 01880-3957

Mortgage

Document Number	0000007891
Date	Jan 22, 2026
Instrument	7891

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Jul 10, 2020
Property Address	48 CHESTNUT ST, WAKEFIELD, MA 01880-2211
Document Number	75090-506
Book / Page	075090 / 000506
Instrument Date	Jul 6, 2020
Instrument	111311
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$4,104.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48 CHESTNUT ST WAKEFIELD MA 018802211, WAKEFIELD, MA 01880-2211

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	48 CHESTNUT ST, WAKEFIELD, MA 01880-2211
Document Number	69827-26
Book / Page	069827 / 000026
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	69827-26
Date	Aug 25, 2017
Book Page	069827/000026
Instrument	136535

Lender

Name	HARVARD UNIV CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 48 Chestnut St was $11,639, up 1.5% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,639.00 (+1.46%)	$1,025,500 (+0.58%) Land $349,500 Building $676,000	$1,012,496
2024	$11,471.00 (+5.16%)	$1,019,600 (+9.65%) Land $347,500 Building $672,100
2023	$10,908.00	$929,900 Land $316,900 Building $613,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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