41 Chestnut St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 41 Chestnut St, Wakefield, MA 01880

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,670 sqft · built 1880
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,980 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19300`

Property Details

APN / Parcel Number

Primary APN	`19300`
Alternative APN	`WAKE M:000012 B:0252 P:000032`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,670 sqft Living Area
Gross Area	4,790 sqft
Basement Area	1,131 sqft
Unfinished Basement	1,131 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	19300
Street Address	41 CHESTNUT ST
City	WAKEFIELD
State	MA
Zip	01880-2210
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Block	252
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	2
Census Block	2000
Census Tract	335200

Owner

Source: Middlesex County and Wakefield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 CHESTNUT ST, WAKEFIELD, MA 01880-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed of Trust, Mortgage · Closed-End Mortgage READING COOPERATIVE BANK
Aug 31, 2018	Deed of Trust, Mortgage READING COOPERATIVE BANK
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit READING COOPERATIVE BANK
Nov 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	41 CHESTNUT ST, WAKEFIELD, MA 01880-2210
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71561-364
Date	Aug 31, 2018
Book Page	71561/364
Instrument	135203

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2043

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	41 CHESTNUT ST, WAKEFIELD, MA 01880-2210
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71561-345
Date	Aug 31, 2018
Book Page	71561/345
Instrument	135202

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	41 CHESTNUT ST, WAKEFIELD, MA 01880-2210
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76198-286
Date	Nov 18, 2020
Book Page	76198/286
Instrument	216472

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	41 CHESTNUT ST, WAKEFIELD, MA 01880-2210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76198-266
Date	Nov 18, 2020
Book Page	76198/266
Instrument	216471

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,980.00 (+1.48%)	$791,200 (+0.58%) Land $361,100 Building $430,100	$826,000
2024	$8,849.00 (+5.16%)	$786,600 (+9.65%) Land $359,000 Building $427,600
2023	$8,415.00	$717,400 Land $327,400 Building $390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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