46 Breakneck Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 46 Breakneck Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1984
Lot Size	1.79 acres (77,972 sqft)
Owner	Individual Name on Record
Tax Bill	$4,864 (2026)
Deeds & Mortgages	Dec 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`170-04523-046`

Property Details

APN / Parcel Number

Primary APN	`170-04523-046`
Alternative APNs	`STUR M:170 B:000 L:4523-046` `M:170 B:000 L:4523=046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,568 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,972 sqft (1.79 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	170-04523-046
Street Address	46 BREAKNECK RD
City	STURBRIDGE
State	MA
Zip	01566-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	4523-46
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1056
Census Tract	758101

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 BREAKNECK RD, STURBRIDGE, MA 01566-1130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2013
Deed Sale	Dec 30, 2013
Prior Sale	Mar 21, 2013 · Amount on Record
Last Transfer Date	Dec 1, 2022
Transfer Doc	068599-370
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Dec 14, 2022
Property Address	46 BREAKNECK RD, STURBRIDGE, MA 01566-1130
Document Number	068599-365
Book / Page	68599 / 365
Instrument Date	Dec 1, 2022
Instrument	131572
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50H FOOLE RD, CHARLTON, MA 01507-5253

Mortgage

Document Number	068599-370
Date	Dec 14, 2022
Book Page	68599/370
Instrument	131573

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,864.00 (+2.99%)	$311,800 (+5.16%) Land $90,800 Building $221,000	$376,674 (+7.05%)
2025	$4,723.00 (+5.85%)	$296,500 (+9.57%) Land $87,300 Building $209,200	$351,880 (-5.39%)
2024	$4,462.00 (+5.48%)	$270,600 (+15.59%) Land $85,600 Building $185,000	$371,925
2023	$4,230.00	$234,100 Land $74,700 Building $159,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20