Worcester County and Sturbridge Town property record for 41 Breakneck Rd, Sturbridge, MA 01566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,934 sqft · built 1985 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (May 1987) |
| Tax Bill | $7,950 (2026) |
| Deeds & Mortgages | Aug 2022 Refinance Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 170-04524-041 |
| Primary APN | 170-04524-041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,934 sqft Living Area |
| Gross Area | 5,760 sqft |
| Basement Area | 1,736 sqft |
| Unfinished Basement | 1,736 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 170-04524-041 |
|---|---|
| Street Address | 41 BREAKNECK RD |
| City | STURBRIDGE |
| State | MA |
| Zip | 01566-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Lot Number | 4524-41 |
| Jurisdiction | STURBRIDGE MA |
| Township / Civil Division | STURBRIDGE |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 758101 |
41 Breakneck Rd is owned and occupied by an individual who bought it in May 1987.
Source: Worcester County and Sturbridge Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVERS COOPERATIVE BANK |
| Sep 15, 2017 | Deed of Trust, Mortgage · ARM SAVERS COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 1987 · Amount on File |
| Deed Sale | May 7, 1987 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Property Address | 41 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0068012-50 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 68012/50 |
| Instrument | 85090 |
| Name | SAVERS COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Property Address | 41 BREAKNECK RD, STURBRIDGE, MA 01566-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57734-122 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 57734/122 |
| Instrument | 101549 |
| Name | SAVERS COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Margin | 3 |
The 2026 property tax bill for 41 Breakneck Rd was $7,950, up 3% from the year before.
Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sturbridge Town |
| Elementary School District | Sturbridge School District (PK - 06) |
| Secondary School District | Tantasqua School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,950.00 (+3.03%) | $509,600 (+5.2%) Land $91,600 Building $418,000 | $588,183 (+3.57%) |
| 2025 | $7,716.00 (+4.44%) | $484,400 (+8.13%) Land $88,100 Building $396,300 | $567,910 (+8.3%) |
| 2024 | $7,388.00 (+6.16%) | $448,000 (+16.33%) Land $86,300 Building $361,700 | $524,400 |
| 2023 | $6,959.00 | $385,100 Land $75,400 Building $309,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Breakneck Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Breakneck Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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