Hampden County and Ludlow Town property record for 46 Bowles Ave, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1968 |
| Square Footage | 1,928 sqft Living Area |
| Lot Size | 17,860 sqft (0.41 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2013) |
| Tax Bill | $6,374.00 (2025) |
| Primary APN | M:27B-02300 B:108 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 4,978 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 17,860 sqft (0.41 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 892 |
|---|---|
| Street Address | 46 BOWLES AVE |
| City | LUDLOW |
| State | MA |
| Zip | 01056-3107 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2300 |
| Jurisdiction | LUDLOW MA |
| Minor Civil Division | LUDLOW |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records · APN M:27B-02300 B:108 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 BOWLES AVE, LUDLOW, MA 01056-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance LUSO FCU |
| Dec 21, 2020 | Quit Claim Deed, Transfer LUSO FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2013 · Amount on Record |
| Deed Sale | Mar 28, 2013 · Amount on Record |
| Prior Sale | Mar 28, 2013 · Amount on Record |
| Deed Book / Page | 19748 / 67 |
| Last Transfer Date | Dec 16, 2020 |
| Transfer Doc | 023612-232 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 46 BOWLES AVE, LUDLOW, MA 01056-3107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23604-127 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 23604/127 |
| Instrument | 76924 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Dec 21, 2020 |
| Property Address | 46 BOWLES AVE, LUDLOW, MA 01056-3107 |
| Document Number | 23612-232 |
| Book / Page | 023612 / 000232 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 78040 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 BOWLES AVE LUDLOW MA 010563107, LUDLOW, MA 01056-3107 |
| Document Number | 23604-127 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 023604/000127 |
| Instrument | 76924 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 20, 2030 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,374.00 (+5.77%) | $367,400 (+10.3%) Land $87,400 Building $280,000 | $396,340 (+23.87%) |
| 2024 | $6,026.00 (+4.84%) | $333,100 (+13.07%) Land $87,400 Building $245,700 | $319,960 |
| 2023 | $5,748.00 | $294,600 Land $76,700 Building $217,900 |
46 Bowles Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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