45 Bowles Ave, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 45 Bowles Ave, Ludlow, MA 01056 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1967
Square Footage	2,789 sqft Living Area
Lot Size	19,994 sqft (0.459 acres)
Occupancy	Owner Occupied
Last Sale	$54,000 (1983)
Tax Bill	$6,786.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:27B-02300 B:106 L:0`
Alternative APNs	`LUDL M:27B B:2300 P:106` `890`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,789 sqft Living Area
Gross Area	7,151 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1967
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	19,994 sqft (0.459 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	890
Street Address	45 BOWLES AVE
City	LUDLOW
State	MA
Zip	01056-3107
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2300
Jurisdiction	LUDLOW MA
Minor Civil Division	LUDLOW
Census Blockgroup	1
Census Block	1012
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town records · APN M:27B-02300 B:106 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 BOWLES AVE, LUDLOW, MA 01056-3107
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 1983 · Amount on Record
Deed Sale	May 06, 1983 · Amount on Record
Deed Book / Page	5432 / 525
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,786.00 (+0.19%)	$391,100 (+4.46%) Land $89,000 Building $302,100	$457,140 (+12.83%)
2024	$6,773.00 (+3.78%)	$374,400 (+11.93%) Land $89,000 Building $285,400	$405,175
2023	$6,526.00	$334,500 Land $78,100 Building $256,400

Flood & Wildfire

45 Bowles Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.