18 Bowles Ave, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 18 Bowles Ave, Ludlow, MA 01056 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1962
Square Footage	1,839 sqft Living Area
Lot Size	25,395 sqft (0.583 acres)
Occupancy	Owner Occupied
Last Sale	$260,000 (2016)
Tax Bill	$5,753.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:27B-02300 B:109 L:0`
Alternative APNs	`LUDL M:27B B:2300 P:109` `895`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,839 sqft Living Area
Gross Area	6,516 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1962
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	25,395 sqft (0.583 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	895
Street Address	18 BOWLES AVE
City	LUDLOW
State	MA
Zip	01056-3107
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2300
Jurisdiction	LUDLOW MA
Minor Civil Division	LUDLOW
Census Blockgroup	1
Census Block	1012
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town records · APN M:27B-02300 B:109 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 BOWLES AVE, LUDLOW, MA 01056-3107
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2016 · Amount on Record
Deed Sale	Dec 09, 2016 · Amount on Record
Prior Sale	Apr 28, 1978 · Amount on Record
Deed Book / Page	21484 / 132
Record Refreshed	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	18 BOWLES AVE, LUDLOW, MA 01056-3107
Document Number	22367-84
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BOWLES AVE LUDLOW MA 010563107, LUDLOW, MA 01056-3107

Mortgage

Document Number	22367-84
Date	Sep 20, 2018
Book Page	022367/000084
Instrument	56385

Lender

Name	PIONEER VLY PLANNING COMN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,753.00 (+4.11%)	$331,600 (+8.54%) Land $91,700 Building $239,900	$449,350 (+6.94%)
2024	$5,526.00 (+4.86%)	$305,500 (+13.11%) Land $93,100 Building $212,400	$420,185
2023	$5,270.00	$270,100 Land $81,700 Building $188,400

Flood & Wildfire

18 Bowles Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.