46 3rd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 46 3rd St, Troy, NY 12180

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details7,632 sqft · built 1880
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Sep 2004)
Tax Bill$10,929 (2025)
Deeds & MortgagesOct 2019 Mortgage
APN381700 101.53-9-21

Property Details

APN / Parcel Number

Primary APN381700 101.53-9-21
Alternative APN
  • 0303480

Interior

Stories3 Stories
Building Area7,632 sqft Gross Area

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1970
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions130 ft deep x 23.2 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0303480
Street Address46 3RD ST
CityTROY
StateNY
Zip12180-3974
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeDMU
Legal Block9
Legal Lot Number21.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2019
Census Tract40701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Troy Historic District
listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address204 LARK ST, ALBANY, NY 12210-1374
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2004 · Amount on Record
Deed SaleSep 9, 2004 · Amount on Record
Prior SaleSep 14, 2000 · Amount on Record
Deed Book / Page1395 / 322
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address46 3RD ST, TROY, NY 12180-3974
Document Number0000558805
Instrument DateOct 9, 2019
Transaction TypeMortgage
Record UpdatedNov 7, 2019
Title CompanyKCS LAND RESEARCH CORPORATION, KCS LAND RESEARCH CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 HILL RD TROY NY 121808951, TROY, NY 12180-8951

Mortgage

Document Number0000558805
DateOct 16, 2019
Book Page008977/000001
Instrument558805
Lender
NameBARRYE F COHEN
Address155 MILNER AVE, ALBANY, NY 12208-1421
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,929.00$230,000 (-) Land $7,500 Building $222,500$393,800 (+19.84%) Land $12,841 Building $380,959
2023$230,000 Land $7,500 Building $222,500$328,600 Land $10,715 Building $317,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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