45 3rd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 45 3rd St, Troy, NY 12180

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,808 sqft · built 1890
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Jan 2026)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
APN	`381700 101.53-8-6.2`

Property Details

APN / Parcel Number

Primary APN	`381700 101.53-8-6.2`
Alternative APNs	`170010105300080060000000` `0303320`

Interior

Stories	3 Stories
Building Area	2,808 sqft Gross Area
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1990
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	52 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0303320
Street Address	45 3RD ST
City	TROY
State	NY
Zip	12180-3907
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	DMU
Legal Block	8
Legal Lot Number	6.002
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1022
Census Tract	40701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Troy Historic District listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	155 RIVER ST, TROY, NY 12180-4090
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Jan 8, 2013 · Amount on Record
Deed Book / Page	11162 / 336
Prior Transfer Date	Oct 14, 2009
Prior Transfer Doc	0052530045
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 5, 2026
Property Address	45 3RD ST, TROY, NY 12180-3907
Document Number	0111620336
Book / Page	11162 / 336
Instrument Date	Dec 18, 2025
Instrument	2026-665857
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 RIVER ST, TROY, NY 12180-4090

Mortgage

Document Number	2026665858
Date	Jan 5, 2026
Instrument	2026-665858

Lender

Name	ARROW BANK NA

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,653.00	$140,000 (-) Land $3,000 Building $137,000	$239,700 (+11.28%) Land $5,136 Building $234,564
2024		$140,000 (-) Land $3,000 Building $137,000	$215,400 (+7.7%) Land $4,616 Building $210,784
2023		$140,000 (-) Land $3,000 Building $137,000	$200,000 (+8.57%) Land $4,286 Building $195,714
2022	$6,448.00	$140,000 Land $3,000 Building $137,000	$184,211 Land $3,947 Building $180,264

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20