42 3rd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 42 3rd St, Troy, NY 12180

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details7,195 sqft · built 1880
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Jan 2016)
Tax Bill$7,535 (2026)
Deeds & MortgagesMar 2024 Refinance
APN381700 101.53-9-23

Property Details

APN / Parcel Number

Primary APN381700 101.53-9-23
Alternative APN
  • 0303500

Interior

Stories3 Stories
Building Area7,195 sqft Gross Area

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1980
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions130 ft deep x 23 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0303500
Street Address42 3RD ST
CityTROY
StateNY
Zip12180-3906
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeDMU
Legal Description3 STY BROWNSTONE STORE 130-4/S1/2 237 2 STORES/3 APARTMENTS
Legal Block9
Legal Lot Number23.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group2
Census Block2019
Census Tract40701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Troy Historic District
listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address42 3RD ST, TROY, NY 12180-3906
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2016 · Amount on Record
Deed SaleJan 15, 2016 · Amount on Record
Prior SaleJul 1, 2003 · Amount on Record
Deed Book / Page7709 / 177
Prior Transfer DateDec 8, 2015
Prior Transfer Doc0077090177
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address42 3RD ST, TROY, NY 12180-3906
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0106180135
DateMar 7, 2024
Book Page10618/135
Instrument2024-639068
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,535.00 (-20.72%)
2025$9,504.00 (+3.18%)$200,000 (-) Land $7,500 Building $192,500$342,500 (+19.88%) Land $12,844 Building $329,656
2023$200,000 (-) Land $7,500 Building $192,500$285,700 (+8.57%) Land $10,714 Building $274,986
2022$9,211.00$200,000 Land $7,500 Building $192,500$263,158 Land $9,868 Building $253,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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