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46 20th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 46 20th St, Cayucos, CA 93430 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 810 sqft · built 1953
Lot Size0.069 acres (3,000 sqft)
Owner2 Company Names on File
Last Sale$1,250,000 (Mar 2025)
Tax Bill$1,987 (2025)
Deeds & MortgagesOct 2017 Transfer
Flood ZoneZone X (minimal risk)
APN064-234-012

Property Details

APN / Parcel Number

Primary APN064-234-012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area810 sqft Living Area
1st Floor Area810 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeWood
Lot Area3,000 sqft (0.069 acres)

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address46 20TH ST
CityCAYUCOS
StateCA
Zip93430-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPR BCH 3 BL 13 LT 3
Legal SubdivisionPASO ROBLES BEACH 03
Legal Block13
Legal Lot Number3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3027
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-234-012

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address46 20TH ST, CAYUCOS, CA 93430-1406
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2025 · Amount on Record
Deed SaleMar 28, 2025 · Amount on Record
Deed Document Number20258426
Prior Transfer DateOct 01, 2017
Prior Transfer Doc0000047079
Record UpdatedSep 20, 2026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 13, 2017
Property Address46 20TH ST, CAYUCOS, CA 93430-1406
Document Number0000047079
Instrument DateOct 01, 2017
Instrument47079
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address13505 OLD MORRO RD ATASCADERO CA 934222011, ATASCADERO, CA 93422-2011

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,275,000 (+613.51%) Land $1,071,000 Building $204,000
2025$1,987.00 (+2.16%)$178,693 (+4.04%) Land $107,625 Building $71,068
2023$1,945.00 (+1.83%)$171,756 Land $103,447 Building $68,309
2022$1,910.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016, other causes

Wildfire

Wildfire RiskModerate
above 55% of the US · above 32% of California
Wildfire LikelihoodAbout 1 in 769 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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