San Luis Obispo County property record for 25 20th St, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,399 sqft · built 1953 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $675,000 (Aug 2019) |
| Tax Bill | $8,528 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-233-010 |
| Primary APN | 064-233-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,399 sqft Living Area |
| 1st Floor Area | 1,399 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Wood |
| Lot Area | 3,000 sqft (0.069 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 25 20TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PR BCH 3 BL 12 LT 15 |
| Legal Subdivision | PASO ROBLES BEACH U |
| Legal Block | 12 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 25 20TH ST, CAYUCOS, CA 93430-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 21, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 20, 2019 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Aug 20, 2019 | Grant Deed, Transfer · Conventional with PMI ACQUIRE MTG & R/E INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Deed Document Number | 201934268 |
| Last Transfer Date | May 17, 2024 |
| Transfer Doc | 0000013296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 25 20TH ST, CAYUCOS, CA 93430-1405 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 25 20TH ST, CAYUCOS, CA 93430-1405 |
| Document Number | 0000043228 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021043228 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 21, 2019 |
| Property Address | 25 20TH ST, CAYUCOS, CA 93430-1405 |
| Document Number | 0000034529 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 34529 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2595 GRACIA WAY ARROYO GRANDE CA 934205322, ARROYO GRANDE, CA 93420-5322 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 20, 2019 |
| Property Address | 25 20TH ST, CAYUCOS, CA 93430-1405 |
| Document Number | 0000034267 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 34267 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 20TH ST CAYUCOS CA 934301405, CAYUCOS, CA 93430-1405 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 20, 2019 |
| Property Address | 25 20TH ST, CAYUCOS, CA 93430-1405 |
| Document Number | 0000034268 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 34268 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2595 GRACIA WAY ARROYO GRANDE CA 934205322, ARROYO GRANDE, CA 93420-5322 |
| Document Number | 34269 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 34269 |
| Name | ACQUIRE MTG & R/E INC |
|---|---|
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2049 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $931,470 (+13.77%) Land $613,533 Building $317,937 | |
| 2025 | $8,528.00 (+13%) Homeowner's exemption | $818,706 (+15.38%) Land $601,503 Building $217,203 |
| 2023 | $7,547.00 (+1.74%) Homeowner's exemption | $709,543 Land $578,147 Building $131,396 |
| 2022 | $7,418.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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