San Luis Obispo County property record for 29 20th St, Cayucos, CA 93430 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,153 sqft · built 1972 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,470,000 (Jul 2026) |
| Tax Bill | $11,506 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-233-018 |
| Primary APN | 064-233-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,153 sqft Living Area |
| 1st Floor Area | 1,153 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 3,750 sqft (0.086 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 29 20TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PR BCH 3 BL 12 LT 16 PTN LT 17 |
| Legal Subdivision | ROBLES BEACH 03 |
| Legal Block | 12 |
| Legal Lot Number | 16,17 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-233-018
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 771, JACKSON, WY 83001-0771 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2026 · Amount on Record |
| Deed Sale | Jul 06, 2026 · Amount on Record |
| Deed Document Number | 202620962 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 06, 2026 |
| Property Address | 29 20TH ST, CAYUCOS, CA 93430-1405 |
| Document Number | 0000020962 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202620962 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163,317.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000020963, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 202620963 |
| Name | ENVOY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,506.00 (+245.53%) | $1,100,000 (+263.06%) Land $825,000 Building $275,000 |
| 2023 | $3,330.00 (+1.77%) | $302,978 Land $198,387 Building $104,591 |
| 2022 | $3,272.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Moderate above 55% of the US · above 32% of California |
|---|---|
| Wildfire Likelihood | About 1 in 769 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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