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46 14th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 46 14th St, Cayucos, CA 93430 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,703 sqft · built 1957
Lot Size0.138 acres (6,000 sqft)
Owner2 Company Names on File
Last Sale$1,800,000 (Apr 2025)
Tax Bill$18,847 (2025)
Deeds & MortgagesOct 2023 Reverse Mortgage
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN064-224-019

Property Details

APN / Parcel Number

Primary APN064-224-019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,703 sqft Living Area
1st Floor Area1,703 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address46 14TH ST
CityCAYUCOS
StateCA
Zip93430-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPR BCH 2 BL 3 LTS 1 & 2
Legal SubdivisionPASO ROBLES BEACH 02
Legal Block3
Legal Lot Number1,2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3020
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-224-019

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1548 ALAMO WAY, ALAMO, CA 94507-1503
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2023Intrafamily Transfer, Transfer · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Feb 10, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2025 · Amount on Record
Deed SaleApr 07, 2025 · Amount on Record
Deed Document Number20259490
Prior Transfer DateSep 25, 2023
Prior Transfer Doc0000029156
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 04, 2023
Property Address46 14TH ST, CAYUCOS, CA 93430-1310
Document Number0000029156
Map ReferenceMB 3 PG 108
Instrument DateSep 25, 2023
Instrument2023029156
Transaction TypeTransfer
Record UpdatedOct 12, 2023
Title CompanyNOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address46 14TH ST, CAYUCOS, CA 93430-1310

Mortgage

Document Number0000029157
DateOct 04, 2023
Instrument2023029157
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term816 Months
DueOct 07, 2091

February 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 10, 2020
Property Address46 14TH ST, CAYUCOS, CA 93430-1310
Document Number0000006560
Instrument DateJan 10, 2020
Instrument6560
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 515 CAYUCOS CA 934300515, CAYUCOS, CA 93430-0515

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,836,000 (+1.41%) Land $1,402,500 Building $433,500
2025$18,847.00 (+1,113.59%)$1,810,500 (+1,196.86%) Land $1,377,000 Building $433,500
2024$1,553.00 (+1.44%)
2023$1,531.00 (+1.93%) Homeowner's exemption$139,606 Land $29,667 Building $109,939
2022$1,502.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016, other causes

Wildfire

Wildfire RiskModerate
above 65% of the US · above 39% of California
Wildfire LikelihoodAbout 1 in 472 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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