41 14th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 41 14th St, Cayucos, CA 93430 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,393 sqft · built 1943
Lot Size0.068 acres (3,000 sqft)
OwnerCompany Name on File
Last Sale$680,000 (Nov 2017)
Tax Bill$10,506 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN064-223-009

Property Details

APN / Parcel Number

Primary APN064-223-009

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,393 sqft Living Area
Gross Area774 sqft Gross Area

Exterior

Year BuiltBuilt 1943
Construction TypeWood
Lot Area3,000 sqft (0.068 acres)
Parking Spaces1 Parking Space
TerrainBelow Road/Slope

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address41 14TH ST
CityCAYUCOS
StateCA
Zip93430-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPR BCH 2 BL 2 LT 15
Legal SubdivisionPASO ROBLES BEACH 02
Legal Block2
Legal Lot Number15
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3017
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-223-009

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12300 OLD TOWN RD, BAKERSFIELD, CA 93312-4653
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Line of Credit
F&A FEDERAL CREDIT UNION
Nov 28, 2017Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 28, 2017 · Amount on Record
Deed SaleNov 28, 2017 · Amount on Record
Prior SaleFeb 10, 2012
Deed Document Number2017054268
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address41 14TH ST, CAYUCOS, CA 93430-1309
Transaction TypeMortgage
Record UpdatedApr 12, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12300 OLD TOWN RD, BAKERSFIELD, CA 93312-4653

Mortgage

Document Number0000024321
DateMar 31, 2021
Instrument2021024321
Lender
NameF&A FEDERAL CREDIT UNION
TypeNon-Lending Institution
AddressMONTEREY PARK, CA 91754
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 25, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 28, 2017
Property Address41 14TH ST, CAYUCOS, CA 93430-1309
Document Number0000054268
Instrument DateNov 02, 2017
Instrument54268
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$748.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address41 14TH ST CAYUCOS CA 934301309, CAYUCOS, CA 93430-1309

Mortgage

Document Number54269
DateNov 28, 2017
Instrument54269
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 27, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,506.00 (+1.91%)$1,003,196 (+4.04%) Land $631,494 Building $371,702
2023$10,309.00 (+1.71%)$964,242 Land $606,973 Building $357,269
2022$10,136.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 39% of California
Wildfire LikelihoodAbout 1 in 472 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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