San Luis Obispo County property record for 21 14th St, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,626 sqft · built 1977 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,852 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Feb 2020 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-223-007 |
| Primary APN | 064-223-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,626 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Tar & Gravel |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 75 ft deep x 40 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 21 14TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Description | PR BCH 2 BL 2 LT 11 |
| Legal Subdivision | PASO ROBLES BEACH 02 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10504 |
21 14th St is owned by a company that acquired it in February 2020.
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2915 20TH ST, BAKERSFIELD, CA 93301-3230 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage MISSION BANK |
| Feb 26, 2020 | Correction Deed ATTORNEY ONLY |
| Dec 10, 2019 | Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Dec 10, 2019 | Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Feb 22, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 18, 2020 |
| Transfer Doc | 0000009328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 21 14TH ST, CAYUCOS, CA 93430-1309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000042780 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 2019042780 |
| Name | MISSION BANK |
|---|---|
| Type | Bank |
| Address | BAKERSFIELD, CA 93302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 26, 2020 |
| Property Address | 21 14TH ST, CAYUCOS, CA 93430-1309 |
| Document Number | 0000009328 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 9328 |
| Record Updated | Mar 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2915 20TH ST BAKERSFIELD CA 933013230, BAKERSFIELD, CA 93301-3230 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 10, 2019 |
| Property Address | 21 14TH ST, CAYUCOS, CA 93430-1309 |
| Document Number | 0000055398 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 55398 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2915 20TH ST BAKERSFIELD CA 933013230, BAKERSFIELD, CA 93301-3230 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 10, 2019 |
| Property Address | 21 14TH ST, CAYUCOS, CA 93430-1309 |
| Document Number | 0000055397 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 55397 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | PUBLIC TITLE COMPANY, PUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2915 20TH ST BAKERSFIELD CA 933013230, BAKERSFIELD, CA 93301-3230 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 22, 2019 |
| Property Address | 21 14TH ST, CAYUCOS, CA 93430-1309 |
| Document Number | 0000006291 |
| Instrument Date | Dec 24, 2018 |
| Instrument | 6291 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 21 14TH ST CAYUCOS CA 934301309, CAYUCOS, CA 93430-1309 |
The 2025 property tax bill for 21 14th St was $3,852.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $366,356 (+2%) Land $166,521 Building $199,835 | |
| 2025 | $3,852.00 | $359,173 Land $163,256 Building $195,917 |
| 2023 | $3,776.00 (+1.78%) | $345,227 Land $156,917 Building $188,310 |
| 2022 | $3,710.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 21 14th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 14th St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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