4598 Kiser Island Rd, Terrell, NC 28682 Property Records

Catawba County property record for 4598 Kiser Island Rd, Terrell, NC 28682

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,136 sqft · built 1946
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (May 2019)
Tax Bill$2,753 (2025)
Deeds & MortgagesJun 2017 Mortgage
Jun 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN4616-02-57-6010

Property Details

APN / Parcel Number

Primary APN4616-02-57-6010
Alternative APN
  • 0071000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,136 sqft Living Area
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Lot Area22,651 sqft (0.52 acres)
TerrainRolling
View / LotWaterfront / Beach
PorchPorch
Porch Area476 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4598 KISER ISLAND RD
CityTERRELL
StateNC
Zip28682-9769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30
Legal DescriptionLOT 2 PL 13-21
Legal SubdivisionB L KISER
Legal Lot Number2
JurisdictionCATAWBA NC
Township / Civil DivisionMOUNTAIN CREEK
Census Block Group2
Census Block2009
Census Tract11505

Owner

Source: Catawba County assessment roll, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2505 CYCLE DR, EAST BEND, NC 27018-7201
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2017Deed of Trust, Mortgage
ALLEGACY FCU
Jun 26, 2017Deed of Trust, Mortgage · Line of Credit
ALLEGACY FCU
May 8, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 8, 2019 · Amount on Record
Deed SaleMay 8, 2019 · Amount on Record
Prior SaleAug 1, 1990 · Amount on Record
Deed Document Number20197597
Deed Book / Page3505 / 283
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address4598 KISER ISLAND RD, TERRELL, NC 28682-9769
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034050734
DateJun 26, 2017
Book Page03405/0734
Instrument10802
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
AmountAmount Recorded
Term120 Months
DueJun 27, 2027

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address4598 KISER ISLAND RD, TERRELL, NC 28682-9769
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034050740
DateJun 26, 2017
Book Page03405/0740
Instrument10803
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateMay 8, 2019
Property Address4598 KISER ISLAND RD, TERRELL, NC 28682-9769
Document Number0035050283
Book / Page003505 / 000283
Instrument DateMay 8, 2019
Instrument7597
Transaction TypeTransfer
Record UpdatedMay 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2505 CYCLE DR EAST BEND NC 270187201, EAST BEND, NC 27018-7201

Mortgage

Document Number35050285
DateMay 8, 2019
Book Page003505/000285
Instrument7598
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 7, 2034

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$690,800 (-) Land $423,300 Building $267,500
2025$2,753.00 (-19.08%)$690,800 (+59.69%) Land $423,300 Building $267,500
2024$3,402.00 (+2.07%)
2023$3,333.00$432,600 Land $269,400 Building $163,200$690,800 Land $423,300 Building $267,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
T-Mobile USA
Fixed Wireless
100 / 20

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