4580 Kiser Island Rd, Terrell, NC 28682 Property Records

Catawba County property record for 4580 Kiser Island Rd, Terrell, NC 28682 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1966
Square Footage864 sqft Living Area
Lot Size21,344 sqft (0.49 acres)
OccupancyOwner Occupied
Last Sale$305,000 (2015)
Tax Bill$2,598.00 (2025)

Property Details

APN / Parcel Number

Primary APN4616-02-57-6128
Alternative APN
  • 0019605

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Building Area864 sqft Living Area
1st Floor864 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional Style
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area21,344 sqft (0.49 acres)

Exterior Amenities

Patio Area448 sqft Patio
Porch1 Porch
Porch Area288 sqft Porch
ViewWaterfront-Beach (Ocean, River, or Lake) View
TopographyRolling Topography
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address4580 KISER ISLAND RD
CityTERRELL
StateNC
Zip28682-9769
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 PLAT 13-21
Legal SubdivisionB L KISER
Legal Lot Number1
JurisdictionCATAWBA NC
Minor Civil DivisionMOUNTAIN CREEK
Census Blockgroup2
Census Block2009
Census Tract11505

Owner

Source: Catawba County records · APN 4616-02-57-6128

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4580 KISER ISLAND RD, TERRELL, NC 28682-9769
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Apr 16, 2020Deed of Trust, Mortgage · Line of Credit
COGENT BANK
May 27, 2020Loan Modification, Mortgage · Conventional Mortgage
PINNACLE BK
Jul 26, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2015 · Amount on Record
Deed SaleNov 06, 2015 · Amount on Record
Prior SaleOct 24, 2005 · Amount on Record
Deed Doc Number201519050
Deed Book / Page3316 / 347
Prior Transfer DateOct 03, 2012
Prior Transfer Doc0000023304
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address4580 KISER ISLAND RD, TERRELL, NC 28682-9769
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037371618
DateApr 13, 2022
Book Page3737/1618
Instrument8446
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address4580 KISER ISLAND RD, TERRELL, NC 28682-9769
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035660700
DateApr 16, 2020
Book Page3566/700
Instrument7158
Lender
NameCOGENT BANK
TypeBank
AddressMOORESVILLE, NC 28117
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 07, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCATAWBA NC
Property Address4580 KISER ISLAND RD, TERRELL, NC 28682-9769
Document Number0035771920
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4580 KISER ISLAND RD TERRELL NC 286829769, TERRELL, NC 28682-9769

Mortgage

Document Number0035771920
DateJun 12, 2020
Book Page003577/001920
Instrument11114
Lender
NamePINNACLE BK
TypeBank
AddressMOORESVILLE, NC 28117
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 11, 2040

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address4580 KISER ISLAND RD, TERRELL, NC 28682-9769
Document Number0034651006
Instrument DateJul 26, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4580 KISER ISLAND RD TERRELL NC 286829769, TERRELL, NC 28682-9769

Mortgage

Document Number0034651006
DateAug 02, 2018
Book Page003465/001006
Instrument12968
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$651,900 (-) Land $406,900 Building $245,000
2025$2,598.00 (-18.04%)$651,900 (+94.83%) Land $406,900 Building $245,000
2024$3,170.00 (+2.09%)
2023$3,105.00$334,600 Land $220,100 Building $114,500$651,900 Land $406,900 Building $245,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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