Catawba County property record for 4603 Kiser Island Rd, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,597 sqft · built 1970 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,926 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4616-02-56-2879 |
| Primary APN | 4616-02-56-2879 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,597 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,781 sqft |
| Unfinished Basement | 1,781 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 52,272 sqft (1.2 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 302 sqft |
| Patio Area | 579 sqft |
| Canopy | 352 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4603 KISER ISLAND RD |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-9770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 20 20 PL 13-19 KISER PL 13-19 |
| Legal Subdivision | B L KISER |
| Legal Lot Number | 20 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11505 |
4603 Kiser Island Rd is owned and occupied by two individuals.
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4603 KISER ISLAND RD, TERRELL, NC 28682-9770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4603 KISER ISLAND RD, TERRELL, NC 28682-9770 |
| Document Number | 0035661670 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4603 KISER ISLAND RD TERRELL NC 286829770, TERRELL, NC 28682-9770 |
| Document Number | 0035661670 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 003566/001670 |
| Instrument | 7314 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 19, 2050 |
The 2025 property tax bill for 4603 Kiser Island Rd was $6,926, down 19.1% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,738,000 (-) Land $726,000 Building $1,012,000 | ||
| 2025 | $6,926.00 (-19.08%) | $1,738,000 Land $726,000 Building $1,012,000 | |
| 2024 | $8,559.00 (+2.08%) | ||
| 2023 | $8,385.00 | $1,738,000 Land $726,000 Building $1,012,000 | $1,738,000 Land $726,000 Building $1,012,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4603 Kiser Island Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4603 Kiser Island Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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