4595 KY 1232, Gray, KY 40734 Property Records

Knox County property record for 4595 KY 1232, Gray, KY 40734 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	1,296 sqft Living Area
Lot Size	16,553 sqft (0.38 acres)
Occupancy	Owner Occupied
Last Sale	$72,500 (2018)
Tax Bill	$1,019.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028-20-02-001.00`
Alternative APNs	`316839` `379020` `14902`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,296 sqft Living Area
Family Room	Family Room
Stories	2 Stories

Exterior

Year Built	Built 1960
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Mansard Roof Construction
Roof Material	Metal Roof
Lot Area	16,553 sqft (0.38 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,024 sqft Garage
Porch	Porch
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Other Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	14902
Street Address	4595 KY 1232
City	GRAY
State	KY
Zip	40734-6828
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.384 A GRAY OLD 25 E
Jurisdiction	KNOX KY
Minor Civil Division	GRAY
Census Blockgroup	2
Census Block	2026
Census Tract	930300

Owner

Source: Knox County records · APN 028-20-02-001.00

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4595 KY 1232, GRAY, KY 40734-6828
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Deed Doc Number	234673
Deed Book / Page	D425 / 719
Record Refreshed	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX KY
Recording Date	Aug 24, 2018
Property Address	4595 KY 1232, GRAY, KY 40734-6828
Document Number	00D425/719
Book / Page	D425 / 719
Instrument Date	Aug 21, 2018
Instrument	234673
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 604, LONDON, KY 40743-0604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4595 KY 1232, GRAY, KY 40734-6828
Investor	Possibly a Property Investor

Mortgage

Document Number	000M454295
Date	Aug 24, 2018
Instrument	M454/295

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,019.00 (+25.18%)	$94,000 (+29.66%) Land $10,000 Building $84,000	$94,000 (+29.66%) Land $10,000 Building $84,000
2023	$814.00	$72,500	$72,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (21121C), updated May 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 82% of Kentucky
Wildfire Likelihood	About 1 in 356 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.