4550 KY 1232, Gray, KY 40734 Property Records

Knox County property record for 4550 KY 1232, Gray, KY 40734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1951
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jan 2025)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-20-01-001.00`

Property Details

APN / Parcel Number

Primary APN	`028-20-01-001.00`
Alternative APNs	`321452` `383575` `334`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	986 sqft Total Area
Family Room	Family Room

Exterior

Year Built	Built 1951
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	334
Street Address	4550 KY 1232
City	GRAY
State	KY
Zip	40734-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.20 ACRE HWY 1232 GRAY
Jurisdiction	KNOX KY
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2018
Census Tract	930300

Owner

Source: Knox County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4550 KY 1232, GRAY, KY 40734-6828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · USDA Mortgage LOWER LLC
Sep 30, 2021	Warranty Deed, Transfer
Oct 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2025 · Amount on Record
Deed Sale	Jan 2, 2025 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	271559
Deed Book / Page	D463 / 603
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX KY
Recording Date	Sep 19, 2022
Property Address	4550 KY 1232, GRAY, KY 40734-6828
Document Number	00D449/746
Book / Page	D449 / 746
Instrument Date	Sep 9, 2022
Instrument	254993
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4550 KY 1232, 4550, GRAY, KY 40734-6828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 KY 1232, GRAY, KY 40734-6828

Mortgage

Document Number	0000254994
Date	Sep 19, 2022
Instrument	254994

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX KY
Recording Date	Sep 30, 2021
Property Address	4550 KY 1232, GRAY, KY 40734-6828
Document Number	00D443/599
Book / Page	D443 / 599
Instrument Date	Sep 24, 2021
Instrument	250367
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Tax	$22.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 272, GRAY, KY 40734-0272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 OAK RIDGE RD, CORBIN, KY 40701-6289
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX KY
Recording Date	Oct 21, 2017
Property Address	4550 KY 1232, GRAY, KY 40734-6828
Document Number	00D421/571
Book / Page	D421 / 571
Instrument Date	Sep 7, 2017
Instrument	229796
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 MOSLEY BRANCH RD, 502, WOODBINE, KY 40771-7535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 272, GRAY, KY 40734-0272

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,710.00 (+11.84%)	$160,000 (+15.11%) Land $15,000 Building $145,000	$160,000 (+15.11%) Land $15,000 Building $145,000
2023	$1,529.00	$139,000	$139,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 81% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OnPoint Broadband Fiber	10,000 / 10,000
Zetalink Fixed Wireless	200 / 100

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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