4587 KY 1232, Gray, KY 40734 Property Records

Knox County property record for 4587 KY 1232, Gray, KY 40734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,876 sqft · built 1964
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$116,753 (Apr 2023)
Tax Bill	$1,553 (2025)
Deeds & Mortgages	Apr 2023 Sale & Construction Loan Mar 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-20-02-002.00`

Property Details

APN / Parcel Number

Primary APN	`028-20-02-002.00`
Alternative APNs	`314896` `377110` `12632`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,876 sqft Total Area
Basement Area	1,876 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	44,867 sqft (1.03 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	12632
Street Address	4587 KY 1232
City	GRAY
State	KY
Zip	40734-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.03 AC OLD BVLLE HWY
Jurisdiction	KNOX KY
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2026
Census Tract	930300

Owner

4587 KY 1232 is owned and occupied by an individual who bought it in April 2023.

Source: Knox County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4587 KY 1232, GRAY, KY 40734-6828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Special Warranty Deed, Construction Loan · Construction Mortgage COMMERCIAL BANK
Mar 14, 2023	Warranty Deed, Foreclosure
Jan 10, 2023	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Mar 14, 2023
Deed Document Number	259611
Deed Book / Page	D453 / 267
Record Updated	Jun 8, 2026

April 2023: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	KNOX KY
Recording Date	Apr 25, 2023
Property Address	4587 KY 1232, GRAY, KY 40734-6828
Document Number	00D453/267
Book / Page	D453 / 267
Instrument Date	Apr 18, 2023
Instrument	259611
Transaction Type	Construction Loan
Record Updated	May 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4587 KY 1232, GRAY, KY 40734-6828

Mortgage

Document Number	0000259612
Date	Apr 25, 2023
Instrument	259612

Lender

Name	COMMERCIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2038

March 2023: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	KNOX KY
Recording Date	Mar 14, 2023
Property Address	4587 KY 1232, GRAY, KY 40734-6828
Document Number	00D452/629
Book / Page	D452 / 629
Instrument Date	Jan 27, 2023
Instrument	259136
Transaction Type	Foreclosure
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BEATTIE PL STE 200, 200, GREENVILLE, SC 29601-2182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

January 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KNOX KY
Recording Date	Jan 10, 2023
Property Address	4587 KY 1232, GRAY, KY 40734-6828
Document Number	000CD11/96
Book / Page	CD11 / 96
Instrument Date	Nov 11, 2022
Instrument	257336
Transaction Type	Foreclosure
Record Updated	Jan 18, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16745 W BERNARDO DR STE 300, 300, SAN DIEGO, CA 92127-1908

Tax Assessment & Valuation

The 2025 property tax bill for 4587 KY 1232 was $1,553.

Source: Knox County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,553.00	$145,000 Land $15,000 Building $130,000	$145,000 Land $15,000 Building $130,000
2023	$1,454.00	$132,080	$132,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4587 KY 1232 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4587 KY 1232 is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 81% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OnPoint Broadband Fiber	10,000 / 10,000
Zetalink Fixed Wireless	200 / 100

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on KY 1232

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