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4592 el Monte Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 4592 el Monte Ct, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,713 sqft · built 1992
Lot Size0.253 acres (11,000 sqft)
Owner2 Individual Names on Record
Last Sale$522,500 (Sep 2016)
Tax Bill$7,887 (2025)
Deeds & MortgagesOct 2022 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN041-170-005-7

Property Details

APN / Parcel Number

Primary APN041-170-005-7
Alternative APN
  • 041-170-005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,713 sqft Living Area
1st Floor Area1,367 sqft
2nd Floor Area1,346 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area11,000 sqft (0.253 acres)
Garage TypeAttached
Garage Area714 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address4592 EL MONTE CT
CityOAKLEY
StateCA
Zip94561-4106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7165 L5
Legal SubdivisionSUBDIVISION MAP 7165
Legal Tract7165
Legal Lot Number5
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1010
Census Tract302013

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4592 EL MONTE CT, OAKLEY, CA 94561-4106
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2022Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Oct 15, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2016 · Amount on Record
Deed SaleSep 13, 2016 · Amount on Record
Deed Document Number2016187159
Last Transfer DateOct 7, 2019
Transfer Doc0000175133
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4592 EL MONTE CT, OAKLEY, CA 94561-4106
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4592 EL MONTE CT, OAKLEY, CA 94561-4106

Mortgage

Document Number0000151976
DateOct 10, 2022
Instrument2022-151976
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term479 Months
DueSep 28, 2062

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateOct 15, 2019
Property Address4592 EL MONTE CT, OAKLEY, CA 94561-4106
Document Number0000175133
Map ReferenceMB 342 PG 1
Instrument DateOct 7, 2019
Instrument2019-175133
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4592 EL MONTE CT, OAKLEY, CA 94561-4106

Mortgage

Document Number0000175134
DateOct 15, 2019
Instrument2019-175134
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$618,527 (+2%) Land $221,959 Building $396,568
2025$7,887.00 (+3.94%) Homeowner's exemption$606,400 (+4.04%) Land $217,607 Building $388,793
2023$7,588.00 (+1.5%) Homeowner's exemption$582,855 Land $209,158 Building $373,697
2022$7,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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